5 dollars per line off, 2% cb on your bill 5% cb on devices. Does charge a CC fee, some travel benefits...
Anyone tempted? I only have 1 line so not sure I care enough but for those with 5-6 lines were you tempted?
Id rather use a MVNO for cheaper service or use a credit card with cell phone insurance.
I got it the day it came out....saves me on auto pay ($25.00) a month (4 lines) and gives me another month to pay being a credit card and not a direct withdrawal, that is all I use it for I have better cards...T-mobile is worth it for me with all the coupons they give out....free Hulu, free Netflix and free apple TV not to mention the Tuesday specials (free stuff every Tuesday) and Free Internet on flights, it's cool to text and use the phone on a plane for free.....
Like @odd_dog, I got the card early-on and like it very much! 
The T-Mobile phone plan I have is admittedly more expensive than options available from MVNOs, but it is definitely worth it to me personally -- I get 100% never-deprioritized and fully-unthrottled data, original T-Mobile Price Lock 1.0 which means no price increases ever as long as I stay on the plan, free Hulu with Ads, free Netflix with Ads, free and/or heavily-subsidized AppleTV+, heavily-subsidized Disney+, 4K screen resolution, 120 GB high-speed monthly mobile hotspot, and more.
@FicoMike0 wrote:Wow, it looks like their lowest price is $50/ month, $ 5 off doesn't cut it. I pay $30 for metro, which uses t mobile. My phone works just fine. I've resisted lower price plans, since I have no complaints with metro.
Last time I got a new phone, I went with 5g, I don't see any difference. I'll admit, I don't stream video on my phone, maybe that would make a difference. I have an 85" tv for that, and 4 more smaller sets around the house.
Btw, does everyone know that broadcast tv is not only free, it only comes in hd? I notice the difference when watching football games, over the air is better resolution and faster. Streaming video is noticeably delayed.
Where my place is located it's **bleep** near impossible to get all of the big 4 network locals via antenna. Only 1 of the 4 is actually in my city, while the other 3 are an hour away as it's considered the same TV market. Due to where the repeater towers I'm in a shadow that can't get CBS or NBC without a large outdoor antenna and even then it's questionable. My bigger complaint is how the vast majority of NFL games are still 720p when there's more college games at 4K and even soccer has more 4K content than NFL. (huge soccer fan here but also a CFB an NFL fan too).
Got Approved today
I pay $200 a month 4 lines Unlimited evrything. free Netflix and Apple TV
I got it as soon as I saw the offer for it in my T-Mobile app. Approved with a $15K limit. Going to save $15/month on the bill for the autopay (have 3 lines) and just had my first bill post to the account, and the 2% cash back DOES count on the T-Mobile bill charge to the card (I read somewhere on here people claiming it didn't). So for me, I'll definitely take the $15/month bill discount PLUS the 2% back. Granted, those rewards are only good on this particular card, but that will just all go towards future T-Mobile bills.
