Congrats. I canceled this puppy last november when i realized that the Td bank offices south of the border. had to call canada for all information. I actually opened a secured Td bank card in November 2013. was told it would graduate after 6 months.After talking to the offices in canada they said. no , we will review after 2 years and you maybe be eligible to apply at that time.
I said to my self. what the hell. in 2 years no way will i need you. so at the 1 year anniversary, I canceled it as the rewards were terrible. 1percent across the board. and 2500 to redeem for statement credit. But good luck to you holding on to it. really with a 5k limit that is outstanding. I only had $500 on deposit and gladly took my money back. I know the local branch manager by first name. and she said. well at least we helped you get into amex and the other cards i see on your report. I said what. you helped me?. really. i just started laughing. 
@taxi818 wrote:Congrats. I canceled this puppy last november when i realized that the Td bank offices south of the border. had to call canada for all information. I actually opened a secured Td bank card in November 2013. was told it would graduate after 6 months.After talking to the offices in canada they said. no , we will review after 2 years and you maybe be eligible to apply at that time.
I said to my self. what the hell. in 2 years no way will i need you. so at the 1 year anniversary, I canceled it as the rewards were terrible. 1percent across the board. and 2500 to redeem for statement credit. But good luck to you holding on to it. really with a 5k limit that is outstanding. I only had $500 on deposit and gladly took my money back. I know the local branch manager by first name. and she said. well at least we helped you get into amex and the other cards i see on your report. I said what. you helped me?. really. i just started laughing.
Actually I was going to cancel it in 1-2 months right before next AF.
I applied for it in last October and was waiting almost 2 months for approval and receiving it. I applied for Amex and CapOne after, but got them before I get TD Bank CC.
@Anonymous wrote:
@taxi818 wrote:Congrats. I canceled this puppy last november when i realized that the Td bank offices south of the border. had to call canada for all information. I actually opened a secured Td bank card in November 2013. was told it would graduate after 6 months.After talking to the offices in canada they said. no , we will review after 2 years and you maybe be eligible to apply at that time.
I said to my self. what the hell. in 2 years no way will i need you. so at the 1 year anniversary, I canceled it as the rewards were terrible. 1percent across the board. and 2500 to redeem for statement credit. But good luck to you holding on to it. really with a 5k limit that is outstanding. I only had $500 on deposit and gladly took my money back. I know the local branch manager by first name. and she said. well at least we helped you get into amex and the other cards i see on your report. I said what. you helped me?. really. i just started laughing.
Actually I was going to cancel it in 1-2 months right before next AF.
I applied for it in last October and was waiting almost 2 months for approval and receiving it. I applied for Amex and CapOne after, but got them before I get TD Bank CC.
That was the exact experience i had. i apped in november 2013. but did not get the card until january 2014. damn. Congrats on getting your new card with them. I still bank with them. But they are just too conservative for me. as you can see from my signature. i moved on to bigger and better things. but im not mad at them. they were my first and even though it is closed. It is still my oldest account according to my credit report.so its giving me a boost. 10 years to stay on my report. At this point. another 9 years. outstanding.