THEY CLOSED MY CARE CREDIT ACCOUNT

lindel · ‎12-23-2016

Merry Christmas to all. i went to check the balance on my Care Credit card account and guess what? They closed it for no activity. Guess what I had a dental appointment for January. Has anyone had any luck restoring their account with Care Credit? If so, do you have a contact number? Thanks in advance!

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elim · ‎12-23-2016

Are all of your other Synch accounts ok?

grillandwinemaster · ‎12-23-2016

You can have mine. I don't think I want much to do with Synch...

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grillandwinemaster · ‎12-23-2016

While I've heard they can be generous with there cl's, they also seem to spook easily.

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

austinguy907 · ‎12-23-2016

It's normal for them to come around and do clean up on Care cards when they haven't been used for a long period of time.

This doesn't mean they're spooked but knowing it's a niche account that can only be used for certain expenses the reign in the CL's to be able to issue them to active accounts. As for restoring the account that's a good question as most around here just leave it be when they close it since they weren't using it. If you need it call or apply again though and they'll likely give you an account again and you can always hit up CS to bump the limit immediately if needed.

CreditCuriosity · ‎12-23-2016

When is last time you used it? Basically if you havent used it for 12 months, yes they will close for inactivity

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SunriseEarth · ‎12-23-2016

@lindel wrote:
Merry Christmas to all. i went to check the balance on my Care Credit card account and guess what? They closed it for no activity. Guess what I had a dental appointment for January. Has anyone had any luck restoring their account with Care Credit? If so, do you have a contact number? Thanks in advance!

When did you last use the card? I last used mine about a year ago, but it's still open.

grillandwinemaster · ‎12-23-2016

If anybody REALLY wants to keep this card open for "emergencies," what i like to do is

hit up my local Rite-Aid every 6 months and treat myself to a bottle of Jameson or something

along those lines.

Problem solved.

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

SouthJamaica · ‎12-23-2016

@lindel wrote:
Merry Christmas to all. i went to check the balance on my Care Credit card account and guess what? They closed it for no activity. Guess what I had a dental appointment for January. Has anyone had any luck restoring their account with Care Credit? If so, do you have a contact number? Thanks in advance!

Wow I just closed my Care Credit account about an hour ago.

Now I don't feel so bad about it.

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Anonymous · ‎12-23-2016

Same thing happened to me, just as I had made the appointment to have some expensive dental work. Unfortunately, the deal with RIte aid was not available when I lost my card. I was unable to get them to reinstate without a hardpull so I opted for the chase freedom that was offering 15 months of 0 interest and a lot more perks instead of going back to care credit.