TJxx Rewards and Old Navy cards.

[killer_queen229]

Does it make more sense to have store cards or have the Visa/Mastercard versions of them? Mine are the store cards, but my mom has the MC version of the TJxx card and she has an Old Navy card but her limit on hers is higher than mine. And how long does it take for them to upgrade?

[-Wade-]

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@killer_queen229 wrote:

Does it make more sense to have store cards or have the Visa/Mastercard versions of them? Mine are the store cards, but my mom has the MC version of the TJxx card and she has an Old Navy card but her limit on hers is higher than mine. And how long does it take for them to upgrade?

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To me it's always better to have the Visa/Mastercard versions. That way you can use them anywhere

[killer_queen229]

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@Wade64 wrote:

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@killer_queen229 wrote:

Does it make more sense to have store cards or have the Visa/Mastercard versions of them? Mine are the store cards, but my mom has the MC version of the TJxx card and she has an Old Navy card but her limit on hers is higher than mine. And how long does it take for them to upgrade?

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To me it's always better to have the Visa/Mastercard versions. That way you can use them anywhere

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I think that too but I don't think they'd allow me to upgrade just yet. 3 new accounts within the last month. I just think it would be cool to have the upgraded versions of those cards. I've gotten increases on both of them.

[-Wade-]

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@killer_queen229 wrote:

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@Wade64 wrote:

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@killer_queen229 wrote:

Does it make more sense to have store cards or have the Visa/Mastercard versions of them? Mine are the store cards, but my mom has the MC version of the TJxx card and she has an Old Navy card but her limit on hers is higher than mine. And how long does it take for them to upgrade?

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To me it's always better to have the Visa/Mastercard versions. That way you can use them anywhere

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I think that too but I don't think they'd allow me to upgrade just yet. 3 new accounts within the last month. I just think it would be cool to have the upgraded versions of those cards. I've gotten increases on both of them.

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i would wait at lease 6 months then with the new accounts . Then you can ask for the UG

[killer_queen229]

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@Wade64 wrote:

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@killer_queen229 wrote:

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@Wade64 wrote:

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@killer_queen229 wrote:

Does it make more sense to have store cards or have the Visa/Mastercard versions of them? Mine are the store cards, but my mom has the MC version of the TJxx card and she has an Old Navy card but her limit on hers is higher than mine. And how long does it take for them to upgrade?

---

To me it's always better to have the Visa/Mastercard versions. That way you can use them anywhere

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I think that too but I don't think they'd allow me to upgrade just yet. 3 new accounts within the last month. I just think it would be cool to have the upgraded versions of those cards. I've gotten increases on both of them.

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i would wait at lease 6 months then with the new accounts . Then you can ask for the UG

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Both the accounts are both 6 or 7 months old, but to be less crazy maybe I should wait another 6 months. 

[-Wade-]

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@killer_queen229 wrote:

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@Wade64 wrote:

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@killer_queen229 wrote:

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@Wade64 wrote:

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@killer_queen229 wrote:

Does it make more sense to have store cards or have the Visa/Mastercard versions of them? Mine are the store cards, but my mom has the MC version of the TJxx card and she has an Old Navy card but her limit on hers is higher than mine. And how long does it take for them to upgrade?

---

To me it's always better to have the Visa/Mastercard versions. That way you can use them anywhere

---

I think that too but I don't think they'd allow me to upgrade just yet. 3 new accounts within the last month. I just think it would be cool to have the upgraded versions of those cards. I've gotten increases on both of them.

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i would wait at lease 6 months then with the new accounts . Then you can ask for the UG

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Both the accounts are both 6 or 7 months old, but to be less crazy maybe I should wait another 6 months. 

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i was talking about these new accounts. Yeah wait another 6 months

[Creditaddict]

This is the one thing that GE has not let the "Credit Solutions" folks have the power to do yet so you still have to just sit and wait for some computer god to give you the offer upon signing into your account online!

[killer_queen229]

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@Creditaddict wrote:

This is the one thing that GE has not let the "Credit Solutions" folks have the power to do yet so you still have to just sit and wait for some computer god to give you the offer upon signing into your account online!

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Thats lame! I looked in my TJxx account and they have "special offers" but none for me pfft. 

[yudeology101]

I have the TJX store card since June 2013 and received a CLI after 3months (to current limit) and last month i logged online and there was a pop-up offer for me to upgrade to the MC version.  I declined the offer, but i would say around your 6month mark you should receive the offer.

[killer_queen229]

I've had the TJXX Rewards account since July and have used it a few times, got an increase in October.