Target REDcard CLI after Mastercard upgrade?

[Datx]

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@SOGGIE wrote:

I'm curious if they have been upgrading any store cards to MC lately. I don't see any recent threads indicating such.

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After searching online, it seems like they do upgrades around the June/July/August months of the year. OP also indicated the ugprade was done last August. So maybe, (and hopefully) they start to review accounts and upgrade in the next few months. I am ready for an upgrade to MC.

[K-in-Boston]

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@Adkins wrote:

Use the card. Let a balance post every time (amount doesn't matter). PIF every time. Update your income monthly, even if it hasn't changed. Repeat. 

<And in a later post...>

I put in the same amount every time, when I pay the bill, unless I've gotten a raise. I've never come across them asking for POI here in the forums. (Doesn't mean it hasn't happened.)

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Absolutely 100% correct.  Opened my Target store card in 2002 with a $1200 credit line.  It changed lenders around 2005 and in addition to becoming a Visa card, they gave me a $400 CLD down to $800.  Eleven years later, another lender or two later, and a change from Visa to MasterCard later, in June of 2016, after I began using it at Target once or twice a month, letting the balance post to the statement, paying in full each month, and updating my income every month they gave me a $500 CLI brining me up to $1300.  In December 2016, June 2017, and December 2017, they gave me $1000 each time.  My limit is currently at $4300, and I am fully expecting another CLI in about 2 weeks.

[Brian_Earl_Spilner]

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@K-in-Boston wrote:

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@Adkins wrote:

Use the card. Let a balance post every time (amount doesn't matter). PIF every time. Update your income monthly, even if it hasn't changed. Repeat. 

<And in a later post...>

I put in the same amount every time, when I pay the bill, unless I've gotten a raise. I've never come across them asking for POI here in the forums. (Doesn't mean it hasn't happened.)

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Absolutely 100% correct.  Opened my Target store card in 2002 with a $1200 credit line.  It changed lenders around 2005 and in addition to becoming a Visa card, they gave me a $400 CLD down to $800.  Eleven years later, another lender or two later, and a change from Visa to MasterCard later, in June of 2016, after I began using it at Target once or twice a month, letting the balance post to the statement, paying in full each month, and updating my income every month they gave me a $500 CLI brining me up to $1300.  In December 2016, June 2017, and December 2017, they gave me $1000 each time.  My limit is currently at $4300, and I am fully expecting another CLI in about 2 weeks.

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Thanks for the insight. This card has been stuck for me for a while.

[Anonymous]

Interesting data point here...

My card was stuck at $500 for years.  I tried carrying a balance, updating my income, adding an authorized user, etc. but nothing ever worked.  I had pretty much given up on a CLI from them.  I randomly set up autopay on my account and about a week later at the next statment I had an auto CLI bringing me to $1000.  I was actually not carrying a balance that month.  It may have been a coincidence, but I'd be interested to know if anyone else gets an increase after setting up autopay.