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Target REDcard question

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maiden_girl
Valued Contributor

Re: Target REDcard question


@CreditUnionFan wrote:

@maiden_girl wrote:

Does Target still offer the Red card VISA?

 

Anyway to save yourself the trouble of getting the incorrect card, I'd apply online. Target has separate applications up on their site for the cards.


The Target Visa was issued when the accounts were with 'Target National Bank". AS TD took over the accounts, they stopped issuing new Visas with the Target program, but current cardholders can retain their accounts.


Thank you. I was considering applying for one but if it isn't a VISA...meh. Me thinks not! Lol.

As of 2017, rebuilding...
Message 11 of 18
grinlikechelsea
Established Contributor

Re: Target REDcard question

I never got a HP for my debit Redcard. It's pretty nice if you shop at Target a lot.

Message 12 of 18
NoAnchoviesPlease
Established Contributor

Re: Target REDcard question


@CreditUnionFan wrote:

@maiden_girl wrote:

Does Target still offer the Red card VISA?

 

Anyway to save yourself the trouble of getting the incorrect card, I'd apply online. Target has separate applications up on their site for the cards.


The Target Visa was issued when the accounts were with 'Target National Bank". AS TD took over the accounts, they stopped issuing new Visas with the Target program, but current cardholders can retain their accounts.


Ah, the Target Credit Card is a store card. I was baffled by the credit and debit apps, but now it makes a bit more sense. And it's one less card to be tempted by. Smiley Happy 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 13 of 18
maiden_girl
Valued Contributor

Re: Target REDcard question


@NoAnchoviesPlease wrote:

@CreditUnionFan wrote:

@maiden_girl wrote:

Does Target still offer the Red card VISA?

 

Anyway to save yourself the trouble of getting the incorrect card, I'd apply online. Target has separate applications up on their site for the cards.


The Target Visa was issued when the accounts were with 'Target National Bank". AS TD took over the accounts, they stopped issuing new Visas with the Target program, but current cardholders can retain their accounts.


Ah, the Target Credit Card is a store card. I was baffled by the credit and debit apps, but now it makes a bit more sense. And it's one less card to be tempted by. Smiley Happy 


I wonder if Target wil start reissuing VISAs through TD bank...hmmm. If so...I'd sooo apply.

As of 2017, rebuilding...
Message 14 of 18
parakleet
Valued Contributor

Re: Target REDcard question

I'd still be interested in their store cards but I had heard that the CLs were a joke with the store cards - like $300 toy limits. Not worth a HP for a toy limit. Hopefully they've changed that practice. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 15 of 18
asulaw
Established Member

Re: Target REDcard question

Also, a little extra information apply in store not online. If you apply in store they give you the 5% off that day (it comes out of your account or goes onto credit that day depending on the card you get) and receive a temporary card until the actual one comes in the mail. It's a nice little bonus because you get auto-approved and you always get the temporary card upon approval in store.

Wells Fargo Student - $2,300 / Discover It - $2,000 / Chase Slate - $1,500 / Marriott Premier Rewards - $5,000 / Citi ThankYou Preferred - $2,000 / AMEX TrueEarnings - $1,200 / Target RedCard - $300

Total CL: $14,300
Util: 28%
Message 16 of 18
SunriseEarth
Moderator Emeritus

Re: Target REDcard question


@parakleet wrote:

I'd still be interested in their store cards but I had heard that the CLs were a joke with the store cards - like $300 toy limits. Not worth a HP for a toy limit. Hopefully they've changed that practice. 


Not with the new apps under TD Bank.  My initial CL was $1000...I was pleased.



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Wayfair MC $9500 | Sephora VS $9400 | ~~
Message 17 of 18
SunriseEarth
Moderator Emeritus

Re: Target REDcard question


@maiden_girl wrote:

@NoAnchoviesPlease wrote:

@CreditUnionFan wrote:

@maiden_girl wrote:

Does Target still offer the Red card VISA?

 

Anyway to save yourself the trouble of getting the incorrect card, I'd apply online. Target has separate applications up on their site for the cards.


The Target Visa was issued when the accounts were with 'Target National Bank". AS TD took over the accounts, they stopped issuing new Visas with the Target program, but current cardholders can retain their accounts.


Ah, the Target Credit Card is a store card. I was baffled by the credit and debit apps, but now it makes a bit more sense. And it's one less card to be tempted by. Smiley Happy 


I wonder if Target wil start reissuing VISAs through TD bank...hmmm. If so...I'd sooo apply.


That'd be nice if they did, or if they struck a deal with another payment network.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Wayfair MC $9500 | Sephora VS $9400 | ~~
Message 18 of 18
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