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Target Red Card

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Creditbuilder36
Frequent Contributor

Target Red Card

Well so conviently before Black Friday my Target Card limit increases from 2,300~~>to 2,900 just in time for the holidays I’m just wondering at what point does it convert to a MasterCard that’s if it still does
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Target Red Card

My guess is that they offer the MC upgrade in waves. There was a recent wave (rash) of Red Card MC upgrades in September and it has since gone silent. 

Message 2 of 4
K-in-Boston
Credit Mentor

Re: Target Red Card

Congrats on the CLI.  There is no set dollar amount for conversion from store card to credit card. Some have decent credit limits on store cards, and then you have me - mine was opened 15 years ago at $1200 and they actually gave me a CLD to $800 when it converted to a Visa card around 2005 and stayed that way through the next couple of banks to own the account. Starting last year it finally started to grow and I've received a CLI every 6 months since.  My next statement closes in a little over a week so hopefully that will continue. But certainly some people continue to get the upgrade with lower credit limits.

Message 3 of 4
Creditbuilder36
Frequent Contributor

Re: Target Red Card

Well although the upgrade seems nice I’ll take the increase I love Target
Message 4 of 4
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