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Thank You

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Anonymous
Not applicable

Thank You

I want to thank many contributors who mentioned in various posts how recon can be very effective.
After my Chase Amazon card was approved. I applied for Capone and Citi got 7-10 message on both.
After calling cc I came to know about the rejection. But reading recon experience I contacted CapOne and Citi EO via email.
CapOne was approved within 10 days and today I got the call from Citi EO with approval of 2000 cli card.
28 days in garden and with the new Citi card remaining 7 months would pass like a breeze.
MyFico contributors, I could have done without your assistance.

Cheers
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Thank You

Congrats!

 

Now grow those new accounts!

Message 2 of 11
Anonymous
Not applicable

Re: Thank You

Now will apply for new cards in 2014 only. 1 secured and 3 unsecured cards would help me achieve my target of good credit.
Message 3 of 11
Anonymous
Not applicable

Re: Thank You


@Anonymous wrote:
Now will apply for new cards in 2014 only. 1 secured and 3 unsecured cards would help me achieve my target of good credit.

Alternately, you could look into applying for membership to a credit union and getting one of their CCs. They usually have lower APRs if you plan on carrying a balance and usually give you higher CLs.

Message 4 of 11
Anonymous
Not applicable

Re: Thank You

I am planning to join alliant credit union in Chicago. Will research more on them next month. Only downside is HP even for a checking account. Already have 5 inquires each in TU and Experian. I want discover IT and Chase freedom next year so want to remain app free till 2014.
Message 5 of 11
Anonymous
Not applicable

Re: Thank You

Congrats on your successful recons! Alliant pulls EQ ( for membership and cc's ) - good luck!
Message 6 of 11
Anonymous
Not applicable

Re: Thank You

grats!

Message 7 of 11
Anonymous
Not applicable

Re: Thank You

Thanks for the info Lexie.
Message 8 of 11
rios138
New Contributor

Re: Thank You

Alliant is a pretty good CU, I have my HSA throught them, I currently do not have the credit to get approved for their cards, but luckily I got in NFCU for that at the beginning of the month and got a 6k credit limit.  I'm hoping that gives me a jump into a decent credit score, lol.

 

Message 9 of 11
myjourney
Super Contributor

Re: Thank You

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 11
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