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Thank You

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Jayb5635
Established Contributor

Thank You

I received my Amex EDP yesterday and saw my experian fico they pulled on 3/24, 709. It's the first time that I know of that all 3 scores are north of 700. I only have two negative items left, a 30 day late on cap one from 10/2011 which shows on all 3 reports, and an old applied bank account which shows on experian and transunion but falls off in August. Hence, my equifax fico is roughly 20-30 points higher than the other two. Point is, I couldn't have achieved what I have in the past almost 3 years without everyone's insight and willingness to help in these forums. I am most grateful. Thanks everyone, you guys rock








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: Thank You


@Jayb5635 wrote:
I received my Amex EDP yesterday and saw my experian fico they pulled on 3/24, 709. It's the first time that I know of that all 3 scores are north of 700. I only have two negative items left, a 30 day late on cap one from 10/2011 which shows on all 3 reports, and an old applied bank account which shows on experian and transunion but falls off in August. Hence, my equifax fico is roughly 20-30 points higher than the other two. Point is, I couldn't have achieved what I have in the past almost 3 years without everyone's insight and willingness to help in these forums. I am most grateful. Thanks everyone, you guys rock

Grats to your success Smiley Happy

Message 2 of 6
BigBS
Senior Contributor

Re: Thank You

The hard work does pay off!  Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 6
coldnmn
Mega Contributor

Re: Thank You

Congratulations on your success!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 6
-Wade-
Valued Contributor

Re: Thank You


@Jayb5635 wrote:
I received my Amex EDP yesterday and saw my experian fico they pulled on 3/24, 709. It's the first time that I know of that all 3 scores are north of 700. I only have two negative items left, a 30 day late on cap one from 10/2011 which shows on all 3 reports, and an old applied bank account which shows on experian and transunion but falls off in August. Hence, my equifax fico is roughly 20-30 points higher than the other two. Point is, I couldn't have achieved what I have in the past almost 3 years without everyone's insight and willingness to help in these forums. I am most grateful. Thanks everyone, you guys rock

Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 5 of 6
TheClub
Frequent Contributor

Re: Thank You

Cheers to you!

"When you're fresh meat you kill... and give them something fresher" (Frank Underwood)
Message 6 of 6
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