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Thank you myfico ! Wil continue reading, learning and posting. Such a great community

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yomellamoFICO2013
Regular Contributor
‎06-04-2013 11:36 AM
‎06-04-2013 11:36 AM

Thank you myfico ! Wil continue reading, learning and posting. Such a great community

 

Now I feel the credit clean up work and discipline has paid off. Started "fixing" my credit reports in January'13.

My score back then was 620 EQ. After many ups and downs, I am now at 684 ( have been at the same score since early May) .  

My TL's are not that big, but got my feet in the door with Amex, Discover and DCU.

I got countered by Discover, with a 1.2K TL, different terms from the original IT.

I took the offer and now new member of Discover.

Just realized I am also adding a Paypal MC, but don't know the CL yet, at least until I receive the card.

 

 

GOALS: Across the board 700's in 3 months (hopefully) . Getting my butt in the garden for a while.

               Stop App frenzy is my other goal. AMEX 3X CLI in 61 days.

               Improve happy dance Smiley Very Happy

               Let INQs age off and CL auto-increases

               Get my signature set up

 

 



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
Message 1 of 4
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shanac
Frequent Contributor
‎06-04-2013 12:55 PM
‎06-04-2013 12:55 PM

Re: Thank you myfico ! Wil continue reading, learning and posting. Such a great community

Congratulations and continued success!


iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 2 of 4
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myjourney
Super Contributor
‎06-04-2013 01:05 PM
‎06-04-2013 01:05 PM

Re: Thank you myfico ! Wil continue reading, learning and posting. Such a great community

Congrats and keep up the good workSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 4
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creditjail
Regular Contributor
‎06-04-2013 06:44 PM
‎06-04-2013 06:44 PM

Re: Thank you myfico ! Wil continue reading, learning and posting. Such a great community

Congrats. I agree with you about myfico community it is great and you learn a lot

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


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