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The Official CCC Rant Thread!

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Anonymous
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Re: The Official CCC Rant Thread!

HSBC- Everything about them!!!
 
VS Angel- I kind of have a love-hate relatonship with them. They will NOT remove a 30-day late from 3 yrs. ago, BUT they give me substantial CLI's and rate decreases anytime I ask. Ok, so maybe not VS, I feel bad for putting them on here now.Smiley Very Happy 
Message 11 of 41
Anonymous
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Re: The Official CCC Rant Thread!



jaybee wrote:
HSBC- Everything about them!!!
 
VS Angel- I kind of have a love-hate relatonship with them. They will NOT remove a 30-day late from 3 yrs. ago, BUT they give me substantial CLI's and rate decreases anytime I ask. Ok, so maybe not VS, I feel bad for putting them on here now.Smiley Very Happy 


 
Dont hate them too much a 30-day from three years ago ismore than likely not hurting you at all

Message 12 of 41
Anonymous
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Re: The Official CCC Rant Thread!

I know it is prob just me and not wanting to have it. I think I have been spoiled with them. It's like you give me everything else, why not remove the 30-day late?
Message 13 of 41
Anonymous
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Re: The Official CCC Rant Thread!

Total Visa, because they are totally idiots with the low cl's and 25 increments increase..Will close real soon..
 
Aspire Visa, because they actually reported me over the limit when they increased me while renting a car and turned around and put that AF which took me over the limit..Said they wouldnt report it and walla did so anyway..
 
Chase because I finally build up my nerves to do a recon and the nice lady( so I thought) seemed she was going to approve my application and went and did a pull on my EX without my knowledge...Ex has somebaddies still lingering..Psst me off....
Message 14 of 41
haulingthescoreup
Moderator Emerita

Re: The Official CCC Rant Thread!

I'll add one--

J.Crew, mishandled by WFNNB (World Financial Network National Bank, although I can think of different things those letters might stand for!)
-For saying that they would report the increased credit limit when I revived the account last August, but they never did.
-For saying that any important changes (i.e., CL) would be reported EVERY Friday, but obviously aren't.
-For apparently reporting only to EX, even though they tell me they are reporting to all three. For once, I believe the CRA's here, because TU and EQ both tell me that J.Crew/WFN is not reporting, and they have identical obsolete data. Because of this EQ shows this account as not being in good standing.
-For not having reported balances the two times I've had them on at reporting time, so that EQ and TU won't jump-start.
Pant, pant, pant--what else? Oh yes, they haven't bothered to generate an on-line statement since 10/9 (today is 11/18), and I opted-out of paper statements, so I have to call weekly to be sure that nothing wacko is going on.

Never get a store card until you know what bank is behind it, and what their reputation is! Smiley Mad
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 15 of 41
fused
Moderator Emeritus

Re: The Official CCC Rant Thread!

Like I have said in other posts, I'm amazed there are so few Sears rants. DW and I want to divorce them but it's one of her oldest accounts, so PIF is in order.
Message 16 of 41
haulingthescoreup
Moderator Emerita

Re: The Official CCC Rant Thread!

It's too bad that Sears doesn't have the candy and nuts counter in their stores like they did when I was a kid. A quarter-pound bag of chocolate-covered peanuts, twice a year, would be a very appropriate use for this card. mmm... chocolate...
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 17 of 41
Anonymous
Not applicable

Re: The Official CCC Rant Thread!

Sears has been good to me. They only dinged me with 3 lates in 2 years when in fact I missed many more payments and should have more lates! Now GEMB (Pennys, Carecredit, Lowes) hates me big time (the feeling is mutual). I have a love/hate relationship with Cap1, I have been late many, many times with them but they only dinged me with 3 lates in the past 2 years but screwed me with the 28% default apr.....
Message 18 of 41
fused
Moderator Emeritus

Re: The Official CCC Rant Thread!

Fortunately there are enough big box stores where I live so I will never have to set foot in Sears again. What makes them think my DW is stupid enough to charge something big on her Sears/CITI CC with an APR of 25+% when she can use her BoA World Points which is at 7.99%.
Message 19 of 41
Anonymous
Not applicable

Re: The Official CCC Rant Thread!

HSBC( and this is my fault- for stingy CLI's and an AF for someone who was caught off guard and app'd stupidly and is stuck w/ it- will  close if they don't remove AF)
 
BB - don't get me started- I hate them as much as Fused hates Sear's- for being cust. serv. poor and will never deal w/ them ever, ever again.
Message 20 of 41
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