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The Perfect Credit Card

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injustifiiable
Valued Contributor

The Perfect Credit Card

I thought this would be a neat game to play...

 

Here's the format that I borrowed from another blog:

 

I wish my credit card had _________
I hate that my credit card has _________
I wish I could pay for ­­­­­­­­­­­­­­­­­­­­­­­­­__________ with my credit card
I always use my credit card to purchase _________ because __________

 

 

I'll start.

 

I wish my credit card had a little LCD screen on the back that showed my balance.

I hate that my credit card has a sucky limit but hey what can you do.

I wish I could pay for pizza at my favorite pizza place with my credit card (dorks are cash-only)

I always use my credit card to purchase everything because apparently debit card numbers have been compromised a lot lately. lol.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 18
17 REPLIES 17
Erica1
Regular Contributor

Re: The Perfect Credit Card

I wish my credit card had _some crazy unreasonable rewards % back.  Who wants 2 or 5%, how about 10%???________
I hate that my credit card has _low limits________
I wish I could pay for ­­­­­­­­­­­­­­­­­­­­­­­­­_everything__ with my credit card
I always use my credit card to purchase _all i can_____ because _I want my rewards!!!_________

2/22/13: TU-716, EX-702, 4/24: EQ-749
2/20/14: TU-695, EQ-671
Goal: mid-700's
Message 2 of 18
Anonymous
Not applicable

Re: The Perfect Credit Card

I wish my credit card had metal material it was made of
I hate that my credit card has a designated design that I have no input on
I wish I could pay for ­­­­­­­­­­­­­­­­­­­­­­­­a new car with my credit card
I always use my credit card to purchase every day purchases because I love getting rewards

Message 3 of 18
afbar1114
Valued Contributor

Re: The Perfect Credit Card

I wish my card was metal and had 10% rewards for every thing
I hate that my card has low limits and high apr's
I wish i pay my student loans with credit cards
I always payfor everything on my card for cash back
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 4 of 18
Anonymous
Not applicable

Re: The Perfect Credit Card

I wish my CC had multiple CoBrands, that is the multiple stores that this bank handles. 

 

For example,  I would like a Barclays CC that I could use at LL Bean, Barnes and Noble, Willaims Sonoma etc and get all the discounts, and rewards for that store.

Message 5 of 18
Anonymous
Not applicable

Re: The Perfect Credit Card


@injustifiiable wrote:

 

I wish my credit card had a little LCD screen on the back that showed my balance.


Not too far fetched a wish I guess (surely a mock up but nice):

 

 

 

Message 6 of 18
Anonymous
Not applicable

Re: The Perfect Credit Card

I wish my credit card had unlimited access to bacon and would cook it for me everyday. And each piece of bacon gave me 99% cashback.

Message 7 of 18
injustifiiable
Valued Contributor

Re: The Perfect Credit Card


@Anonymous wrote:

I wish my credit card had unlimited access to bacon and would cook it for me everyday. And each piece of bacon gave me 99% cashback.


Yes...bacon is expensive these days.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 8 of 18
Anonymous
Not applicable

Re: The Perfect Credit Card


@Anonymous wrote:

I wish my credit card had unlimited access to bacon and would cook it for me everyday. And each piece of bacon gave me 99% cashback.


 

LOL!!! Smiley LOL

Message 9 of 18
Anonymous
Not applicable

Re: The Perfect Credit Card


@Anonymous wrote:

@Anonymous wrote:

I wish my credit card had unlimited access to bacon and would cook it for me everyday. And each piece of bacon gave me 99% cashback.


 

LOL!!! Smiley LOL


You could call it the  Cardiac Credit Card.  

Message 10 of 18
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