The Platinum Card from American Express 150K

Saleen099 · ‎09-22-2023

150K after $8K spend in 6 months.

https://frequentmiler.com/AmxPlat/#Goto

The second link shows card offers that you may be interested in below.

https://frequentmiler.com/top-current-credit-card-offers/?fbclid=IwAR0Ac2QflYdz4XU6fEPEztAQPVhazZUPY...

citymunky · ‎09-22-2023

Very tempting....but I must stay in the garden.

Rebuilding since 2021

Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:

Current FICO 8 Scores:

ptatohed · ‎09-23-2023

I think I'd give up body parts before I gave up $700 in AF but, yes, that is a nice welcome bonus compared to the usual. $8k spend in 6 mo's is a tall ask but I guess that is the going rate. Thanks for sharing.

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

Priory_Man · ‎09-23-2023

It is a high AF, but, just through my regular spend and where I shop and fly I've managed to offset that cost with no problems. It's not the right card for everyone, but when it is the right card it's fantastic.
The downside is I already have it and will miss out on that great offer of 150k, oh well.

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Total Revolving Credit: $300,000 UTIL: <1%
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CreditCuriosity · ‎09-23-2023

Great MR bonus if the Platinum serves a purpose for the person applying. The AF is brutal though at this point if just going for the MR's alone and I can't find a reason to apply for it as likely would be eligible for the bonus again as lifetime is usually 5 years with AMEX. To much sticker shock compared to tacked on credits and I try to hold any AMEX w/af for two years now before cancelling due to RAT team in the last several years. Thanks for sharing Saleen

MorPtsPls · ‎09-23-2023

Thanks for posting. I just don't see how I can make back that annual fee on the Platinum in my situation.

I wish I had seen that boundless offer a couple weeks ago before I got the card. Oh well I guess 3 nights will have to do.

NoMoreDebt · ‎09-24-2023

I wish that offer would ever apply to the Charles Schwab version. If I ever get out of pop up hell I want that card but no way without some kind of SUB, even if its only the 80k points one

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

citymunky · ‎09-24-2023

@NoMoreDebt wrote:
I wish that offer would ever apply to the Charles Schwab version. If I ever get out of pop up hell I want that card but no way without some kind of SUB, even if its only the 80k points one

Agreed. I checked because I was slightly tempted and the Charles Schwab AMEX platinum is the only version I want.

Rebuilding since 2021

Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:

Current FICO 8 Scores:

CreditCuriosity · ‎09-24-2023

@citymunky wrote:
@NoMoreDebt wrote:
I wish that offer would ever apply to the Charles Schwab version. If I ever get out of pop up hell I want that card but no way without some kind of SUB, even if its only the 80k points one
Agreed. I checked because I was slightly tempted and the Charles Schwab AMEX platinum is the only version I want.

Why due to 1cpp cash out i believe now?

citymunky · ‎09-24-2023

@CreditCuriosity wrote:
Why due to 1cpp cash out i believe now?

Yes for the option of depositing 1.10 cents per point into my Charles Schwab account vs normal 0.6 cpp. While I would not normally chose cashing out MR points the flexiblity is there.

Rebuilding since 2021

Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:

Current FICO 8 Scores: