The RANT of all RANTS

[smc733]

Two bad, and one good.

BAD:  My Discover account is now exactly 3 months old, and it has not been reported to a single credit bureau.  

BAD:  I don't get my Zync in the mail, instead I get a letter:  THEY TRIED CALLING THE BANKER AND GOT A FAX, AND WHEN I HAD HIM CALL THEM, THEY SAID THE NUMBER WASN'T A VERIFIED BofA NUMBER SO THEY CAN'T TRUST IT.  ARE THEY BLEEEEEEEEPING INSANE!!!!!!!!!!!!!!!!!

Good:  My Citi card, upon transitioning, moved on Experian from "Citi" $5,000 limit, to "CitiCards/Cbsdna" $5,000 limit.  But now the old Citi account remained, and reverted back to the $1,200 limit it started at.  I disputed and Experian fixed it within 7 days.

[FicoScore626]

---

@smc733 wrote:

Two bad, and one good.

BAD:  My Discover account is now exactly 3 months old, and it has not been reported to a single credit bureau.  

BAD:  I don't get my Zync in the mail, instead I get a letter:  THEY TRIED CALLING THE BANKER AND GOT A FAX, AND WHEN I HAD HIM CALL THEM, THEY SAID THE NUMBER WASN'T A VERIFIED BofA NUMBER SO THEY CAN'T TRUST IT.  ARE THEY BLEEEEEEEEPING INSANE!!!!!!!!!!!!!!!!!

Good:  My Citi card, upon transitioning, moved on Experian from "Citi" $5,000 limit, to "CitiCards/Cbsdna" $5,000 limit.  But now the old Citi account remained, and reverted back to the $1,200 limit it started at.  I disputed and Experian fixed it within 7 days.

---

I hope your first BAD happens to me, lol... It'll give me plenty of time to pay off my Discover balance before the account gets reported.

[vish1]

The battle of the millenia aka smc vs Amex goes ON

@smc: just kidding, hope u dun take it personally...

[Open123]

---

@smc733 wrote:

BAD:  I don't get my Zync in the mail, instead I get a letter:  THEY TRIED CALLING THE BANKER AND GOT A FAX, AND WHEN I HAD HIM CALL THEM, THEY SAID THE NUMBER WASN'T A VERIFIED BofA NUMBER SO THEY CAN'T TRUST IT.  ARE THEY BLEEEEEEEEPING INSANE!!!!!!!!!!!!!!!!!

---

Wow, sorry to hear that. At this point, I'm starting to think maybe there's just something from Experian they don't like?

[smc733]

---

@vish1 wrote:

The battle of the millenia aka smc vs Amex goes ON

@Anonymous: just kidding, hope u dun take it personally...

---

Hahaha, just when I thought it was over.  I told the person on the phone, "this is comedic it is so ridiculous", and she agreed.  Anyway, I'm going to call the executive office again tomorrow, and say:

Listen, you got:

my 4506t

my 4506

A letter on letterhead from my bank

My banker called you

THIS IS INSANITY!

I could try writing a letter addressed to Kenneth Chenault, but that would probably be worthless.  It irritates me that with a 757 FICO I can't get a card that people with 20+ baddies and 630 FICO scores are getting.

[Anonymous]

Another reason that American Express is not prime!

[smc733]

---

@Anonymous wrote:

Another reason that American Express is not prime!

---

+10000000000000000000x1trillion

[MAstudent07]

Listen smc I sympathize with your situation, and I truly hope you get this issue resolved. Just keep in mind that all situations are not the same, and some cards are going to require more energy, time and patience to acquire. One thing I have noticed about you is that you are intent on having the Zync card in your wallet at whatever means. Through all the obstacles you have endured, you never give up and continue striving for approval. I hope this card and company satisfies you, because with all the effort you have taken I would hate for you to feel as if the hard work wasn't worth it.

Best of luck and keep us posted.

[tpatterson2k9]

---

@MAstudent07 wrote:

Listen smc I sympathize with your situation, and I truly hope you get this issue resolved. Just keep in mind that all situations are not the same, and some cards are going to require more energy, time and patience to acquire. One thing I have noticed about you is that you are intent on having the Zync card in your wallet at whatever means. Through all the obstacles you have endured, you never give up and continue striving for approval. I hope this card and company satisfies you, because with all the effort you have taken I would hate for you to feel as if the hard work wasn't worth it.

Best of luck and keep us posted.

---

Do you happen to be a graduate student of philosophy?  It sounds like it from your post.  Nothing wrong with philosophy though!

[smc733]

---

@MAstudent07 wrote:

Listen smc I sympathize with your situation, and I truly hope you get this issue resolved. Just keep in mind that all situations are not the same, and some cards are going to require more energy, time and patience to acquire. One thing I have noticed about you is that you are intent on having the Zync card in your wallet at whatever means. Through all the obstacles you have endured, you never give up and continue striving for approval. I hope this card and company satisfies you, because with all the effort you have taken I would hate for you to feel as if the hard work wasn't worth it.

Best of luck and keep us posted.

---

I'd like to think I'll be satisfied, but I have a gut feeling I'll have like a $200 "soft" limit on the card.