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For Visa and Mastercard: Chase Sapphire Preferred.
@DigitalArk wrote:
For each major network. I'd like to know what those cards are with better rewards system. I don't really care about cash rewards or points or mileages.
Visa? CSP
MasterCard? CSP or Arrival ( I like the Arrival because it's no frills easy rewards )
Amex? Platinum Charge
Discover? (the "it" will be it)
My recommendations. I have included a link that I found helpful.
As far a Amex goes, their best travel card in my opinion is the SPG though it charges FTFs.
http://www.nerdwallet.com/no-foreign-transaction-fee-credit-cards
Edit: forgot link
Edit: Mis-read the OP's question!
The best visa would be from PENFED:
https://www.penfed.org/visasignaturepoints/
The best AMEX would also come from PENFED:
https://www.penfed.org/defender-cash-rewards/
Another good option for Visa/MC with no FTF and no annual fee are from Capital One.
State Department FCU also has a nice no fee/no ftf card with EMV.
Mis-read that part!
Still, up to a certain point I think no-annual fee cards are better
@improvingmycredit wrote:
OP didn't say "didn't care about rewards" so much as "what type" of rewards doesn't matter is how I read it. Sorry if I mis-read.
But that makes it a little hard to answer as well. Many people have listed CSP, but if the OP is never going to transfer points to FF programs, or even buy tickets at 1.25 c per point, then it's not such a great card. Something like Quicksilver gives 1.5% everywhere, whereas CSP is 1% except for dining and travel. So as usual it also depends on spending patterns.
In terms of exchange rates Discover IT takes the lead in my tests. ....but..and there is a big BUT... lack of acceptance
I am quite happy with the no AF cards like BofA travel rewards (EMV chip) and Cap1 cash rewards. My favorite in my line up is Barclays Arrival but I am planing to get CSP next year for earning miles instead of cash back type of rewards.