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This morning I was cheking to see if my Total Rewards is eligible for a cli. Right before sending my request I saw this text:
More Info
"Please note we may need to access your credit report when considering your request. By submitting this request, you grant us permission to do so".
Store and vs/mc shows that message for me.
Just be careful guys!
I noticed that on my recent increase on my Wayfair card. Knock on wood, there wasn’t an HP.
















@JR_TX wrote:
Yeah I’ve noticed that too on my DW’s Comenity accts. Language is so primed for a HP. So I guess it’s an “enter at your own risk” kind of thing! Assume a HP but rejoice if it’s a SP!
Its Comenity, ANY interaction should go with that warning! ![]()
Do not poke the bear....
(and iv pondered putting a bunch of Google Translate renditions in my signature of that statement for clarity)
=)



