The results of my FR are in!

[Red1Blue]

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@mross1080 wrote:

I really hope it never happens again! I cant see it happening anytime in the near future. I mean they would just see the same stuff I just sent! So im feeling im good for at least 2 more years unless maybe I go on a binge and use the card to go to the dollar store and liquor store everyday.

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Try paying the rent again next month on your amex card and see if they do FR again. It would be interesting to know what happens if you were to pay the rent again with your Amex card.

[Creditaddict]

for over a year I put over 20k through an optima card at a bar... we won't discuss how I did this at a bar, but shows you somethings don't matter to amex after all

[mross1080]

I am going to do it again. I figure how can they FR me again? They have all my info there not going to get any new info. What would they want? A blood sample and my diet info? Honestly I like amex but if I cant use the card to get rewards whats the point? And they set a hard limit of 6k so I would assume they would be ok with whatever I charged up to that amount with I guess exceptions like legal fees or cash advances at casinos or something.

[mross1080]

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@Creditaddict wrote:

for over a year I put over 20k through an optima card at a bar... we won't discuss how I did this at a bar, but shows you somethings don't matter to amex after all

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Sounds like a fun bar!

[Creditaddict]

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@mross1080 wrote:

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@Creditaddict wrote:

for over a year I put over 20k through an optima card at a bar... we won't discuss how I did this at a bar, but shows you somethings don't matter to amex after all

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Sounds like a fun bar!

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really when I read about the FR, knock on wood I have no idea how our accounts have not been FR yet. I carry balances next to CL, have seen CLD on all 4 credit cards, have had hard limits set on the 2 charge cards, have returned payments, don't even think 2 about charging at bars, paying my car loan, whatever it may be.

[Uncle_Money]

Congrats on passing the FR.

IMO, we shouldn't have to caution what we charge, whether it be rent or a night at the strip club

I think you're good to go from here.

UM

[Anonymous]

Congrats on getting rid of Applied Bank.  They are the worst.  Used to be Cross

Country when I was with them.

When I got my CL up over 1000CL they wanted me to pay $7 monthly

fee.

I have never dared to try for AMEX.

[mross1080]

Im very happy about getting rid of them. I hadnt used the card in months. I also have a orchard from when I started to build that I dont use but they always waive the fee for me and I actually have a 9.99 credit with it so its staying. I dont think amex is as tough to get into as they use to. I got approve with lower ex scores.