The stuff club 20k guaranteed line?

[Anonymous]

So any updates on the reporting activities from this company? I as well only want to sign up just to lower my utilization while I'm paying down my other debt also.

[Anonymous]

I’ve taken a few steps to come to the determination that this is not legitimate.

1. Emailed someone who blogged about signing up a few months ago. They confirmed that they had not yet had any CB reporting.
2. Emailed the company asking for verification their credit bureau offering for the 20K line was still in effect; thus receiving no response.
3. You can fill out nothing on the application except the last two questions on the page and instantly get a “You’re Approved” message. This means there is nothing but a form involved.
4. they “prefer our customers to pay with debit;” a red flag vis-a-vis the protection trade-off giving this company access to your banking account information entails.

I would suggest exercising extreme caution before giving these people any personal information.

[arkane]

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@ecbwrote:

I have had zero luck getting it to report and emailed numberous times and theys seem unconcerned and said will credit 99 back if i am not happy

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@ecbwrote:

No nothing. It is obviously a scam

/thread

Seriously, the fact this thread is still getting hits makes my head hurt. Lock it and let it die the slow painful death it deserves.

[Anonymous]

Hey there, Hope all is well. I know its a little late but did they ever post on your credit reports

[Anonymous]

It’s been 75days for me. It’s a scam, no refund, Nothing unfortunately.

[AverageJoesCredit]

Im going to ask the mods to look at this thread and lock it. I feel there is enough info to show this is not a legit offer and ive said it before if something looks too good to be true it probably is. Folks who are rebuilding, i know its tuff at first but please dont go for "the easy" route especially if it seems weird. Getting a 20k line takes time patience and normally good credit . Thanks to everyone who commented here.

[UncleB]

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@AverageJoesCreditwrote:
Im going to ask the mods to look at this thread and lock it. I feel there is enough info to show this is not a legit offer and ive said it before if something looks too good to be true it probably is. Folks who are rebuilding, i know its tuff at first but please dont go for "the easy" route especially if it seems weird. Getting a 20k line takes time patience and normally good credit . Thanks to everyone who commented here.

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Agreed, the thread has run its course and is now closed to new messages.

--UB