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Time and time again...

tag
LS2982
Mega Contributor

Re: Time and time again...


@boomhower wrote:

You can get the letter online, you don't have to wait for it in the mail.


+1




EQ FICO 548 3/3/16
Message 11 of 24
adavis425
Established Contributor

Re: Time and time again...


@pizzadude wrote:
We're all really just speculating at this point. You need to look at your EX report now ( you can go ahead and pull a free copy since AMEX denied you ) and look at the denial letter ( you can go to the on~line application status website and read it without having to wait for snail mail )

Tried that. It says no app was found, but it does tell me I was denied. Smiley Indifferent

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 12 of 24
pizzadude
Credit Mentor

Re: Time and time again...

 

Weird......Is where you checked ?   https://www262.americanexpress.com/eaol/welcome.do

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 13 of 24
LS2982
Mega Contributor

Re: Time and time again...


@bichonmom wrote:

I think all you can do is wait to get the letter and see what it says. From what I've read here, they do like to see higher FICOs for their revolvers. If the issue on the letter is inq and they're for an auto loan, then at that point, I'd call and recon. They will only recon if the reasons in the letter have been addressed. You can't recon with them like some other CCs. But if the reason is your inq and you have a legit explanation, plus a long positive history with them, you should be able to recon. On the positive side, at least you're not getting dinged with inq for the apps.


+1




EQ FICO 548 3/3/16
Message 14 of 24
LS2982
Mega Contributor

Re: Time and time again...


@CreditScholar wrote:
I can't speak for Amex, but Chase frequently pulls EQ. If your EQ is 664 like it says on your sig, it might be too low for the CSP. It looks like you got it the second time around though. Do you know who Chase pulled, and if they pulled another bureau the 2nd time? That might explain the difference in your 1st and 2nd attempts. Amex virtually always pulls EX, so it has to be something with your EX report that Amex doesn't like.

Its also possible AMEX pulled more than EX, seen the low EQ score.............




EQ FICO 548 3/3/16
Message 15 of 24
adavis425
Established Contributor

Re: Time and time again...


@pizzadude wrote:

 

Weird......Is where you checked ?   https://www262.americanexpress.com/eaol/welcome.do



No. Checked here: https://www262.americanexpress.com/eaol/statusCheckAction.do, but I'll try yours. Thanks!

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 16 of 24
LS2982
Mega Contributor

Re: Time and time again...


@adavis425 wrote:

@pizzadude wrote:
We're all really just speculating at this point. You need to look at your EX report now ( you can go ahead and pull a free copy since AMEX denied you ) and look at the denial letter ( you can go to the on~line application status website and read it without having to wait for snail mail )

Tried that. It says no app was found, but it does tell me I was denied. Smiley Indifferent


Are you using Firefox as a web browser?? If so, use IE. Its a known problem for amex decline letters not showing up on Firefox.




EQ FICO 548 3/3/16
Message 17 of 24
adavis425
Established Contributor

Re: Time and time again...


@LS2982 wrote:

@adavis425 wrote:

@pizzadude wrote:
We're all really just speculating at this point. You need to look at your EX report now ( you can go ahead and pull a free copy since AMEX denied you ) and look at the denial letter ( you can go to the on~line application status website and read it without having to wait for snail mail )

Tried that. It says no app was found, but it does tell me I was denied. Smiley Indifferent


Are you using Firefox as a web browser?? If so, use IE. Its a known problem for amex decline letters not showing up on Firefox.



I tried both with the same results. AMEX taunts me! Smiley Indifferent

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 18 of 24
LS2982
Mega Contributor

Re: Time and time again...


@adavis425 wrote:

@LS2982 wrote:

@adavis425 wrote:

@pizzadude wrote:
We're all really just speculating at this point. You need to look at your EX report now ( you can go ahead and pull a free copy since AMEX denied you ) and look at the denial letter ( you can go to the on~line application status website and read it without having to wait for snail mail )

Tried that. It says no app was found, but it does tell me I was denied. Smiley Indifferent


Are you using Firefox as a web browser?? If so, use IE. Its a known problem for amex decline letters not showing up on Firefox.



I tried both with the same results. AMEX taunts me! Smiley Indifferent


Can you post a screenshot of the error msg. your getting?




EQ FICO 548 3/3/16
Message 19 of 24
adavis425
Established Contributor

Re: Time and time again...


@LS2982 wrote:

@adavis425 wrote:

@LS2982 wrote:

@adavis425 wrote:

@pizzadude wrote:
We're all really just speculating at this point. You need to look at your EX report now ( you can go ahead and pull a free copy since AMEX denied you ) and look at the denial letter ( you can go to the on~line application status website and read it without having to wait for snail mail )

Tried that. It says no app was found, but it does tell me I was denied. Smiley Indifferent


Are you using Firefox as a web browser?? If so, use IE. Its a known problem for amex decline letters not showing up on Firefox.



I tried both with the same results. AMEX taunts me! Smiley Indifferent


Can you post a screenshot of the error msg. your getting?


Not any more.. Now I get

Card Application Status
 
Sorry, you have exceeded the allowable number of attempts Please try again in 24 hours.
 
Return to Status Site
Resume previous site activity
 
For answers to some of our most frequently asked questions about your application, click here
AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 20 of 24
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