Timing Citi BT

[youngandcreditwrthy]

So I think I found a use for my Citi Diamond card that I fought so hard to get!
Rather than pay my Travelocity Amex balance in full with my cash.. Lol I owe $6000@3.99% til Sept., Ive decided to BT the majority of it and pay the rest before the 3.99% ends. 18 mos 0% interest is what Citi offered me.
I want to avoid the double balance reporting... I think I lucked out bc my CDP billing cycle ends the 19th, but my Travelocity Amex ends the 24th. The bals on these accts on those days are typically what I see on my credit reports...
What I want to know is this:
If I use the blank bal xfer check Citi sent me on the 19th, will it post then or later? I do NOT want it reported on this date as I do not want the temporary increase in util.

I want to deposit the check into my Chase checking that day, which would give me one day for it to post to my Chase checking, and then a day or two to post to Barclay's so that by the 24th- my account balances would be accurate and report as such...
My experience with most creditors is that they post the balance xfers a day or two after I write the check.

Btw, this is much easier than relying on a creditor to send it to the other creditor.

I know this is my second post today lol but I value the advice I receive here!:-)

[Anonymous]

it sounds a great plan young.I say go for it

[londonhogfan]

you can do the balance transfer on the site pretty painlessly. I did the same to get the util down on my wife's bestbuy card. It actually finds the account throught their system and went through within a couple days.

[youngandcreditwrthy]

I would rather use the check and put it in my Chase checking... They literally credit my account in <24 hrs. Ive deposited checks for $5-10k in the afternoon and they are usually avail the next morning at like 8-9 am.

Thanks for the valuable input folks!!:-)