Here’s my dilemma: I want two cards from Chase: the CSP and Marriott Premier. Based on the spend requirements for bonus points and time needed to receive the credits, I’m thinking I should step out of the garden to app for the Marriott card, then replant myself for 6 -12mos before I app for the CSP.
I have a conference in Nov. that takes place at a Marriot and will take vacation (not sure where yet) this summer – probably will stay at a Marriott. So, if I am approved, I will be able to use this card for both. I can easily wait for the CSP, as I have Freedom, and can continue to amass points on it.
Any advice??
You know what you want and you have a reasonable plan. What's holding you back?
@myjourney
TU & EX have 1 from 05/12
EQ has 4, but 3 were from auto loan shopping on same day.
Last app was March '13 for Discover It. I knnow really, really new, but they gave me a solid CL at $6,500.
That's easy - fear of rejection.
Discover has reported to EQ & TU, but still waiting for it to show up on EX.
As long as AAoA is good and at least a solid year of credit card history
you know chase is picky
IMO you have a good shot
If your credit history is longer than 1 year, go for it. I have all the reasons to assume your income is more than sufficient
Depending on report, AAoA is 7 to 8 years. Obviously, my '07 BK7 is still reporting, but I have been absolutely perfect since then on CCs and installment loans.
Think I will have a glass of wine, and think about this some more. If I decide to go for it, would that count as drapping?