The denial of the first app did not surprise me due to the massive amounts of inq flying around at that time. I.E car loan shopping, CC spree. I was on the fence due to the fact my wife is always there and the free TU score but it really would just be another card. So I think this one is going in the shredder. Still having second thoughts about it, only due to the fact that my "mail offer" CC's are the higher limit cards that are in my portfolio. Anything I have app'ed for seems to get pathetic results.
