Appreciate the repsonses! Pretty much confirmed what I thought. I think today I'm going to go ahead and make some good size payments across the board. Any even after I am back to 0 inq, I doubt I would go for the Wayfair or similar store card. Some I have used to my benefit and am glad I have them because I use them on a regular basis and get some benefit. But as I think about it there is no need to have a card for infrequent purposes such as Wayfair at this point in time. Not knocking the card, but my profile has enough store credit. Especially from Comenity. I have cautioned people about the SCT even though it helped me. It still sucked me in to too many cards lol. But it felt so good....haha. Thanks again!