@corymcd88 wrote:
@Anonymous wrote:I signed into my Total Rewards account and was greeted immediately with a very awesome pop up saying I'm preapproved. I actually was interested in getting it, but when I click "Yes, I'm interested" it does absolutely nothing. Anyone else have this problem?
I had the same issue with and HSN CC, had to call in and ask for it.
cory, was yours an HP?
I'm not the brightest one so it took me a while to figure out what needed to be one for this one. Once logged in, was greeted immediately with a pop-up for pre-approval. How is that possible? I never entered my SSN for them to check anything. Did they use my name and address? Does that mean it would be an SP? Haven't accepted anything yet.
I received the pre-approval popup too when I logged in.
When I clicked Yes, I'm interested, a page comes up and it had all of my information filed out, it only wanted the last 4 digits of my social.
I noticed the sign up offer for this is 2 buffet pass vs the 10000 Reward Credits you get with the normal app. I clicked through that app via the regular method while signed into my total rewards and it took me to comenity's site and it did not have my information filled out.
There's no way this is just a SP is it? It's an actual Visa not a store card like express/VS.
12/19/19 
06/11/20 
07/02/20
@vpae wrote:I received the pre-approval popup too when I logged in.
When I clicked Yes, I'm interested, a page comes up and it had all of my information filed out, it only wanted the last 4 digits of my social.
I noticed the sign up offer for this is 2 buffet pass vs the 10000 Reward Credits you get with the normal app. I clicked through that app via the regular method while signed into my total rewards and it took me to comenity's site and it did not have my information filled out.
There's no way this is just a SP is it? It's an actual Visa not a store card like express/VS.
I am at that point, as well. Seems a little more intrusive than the other cards I have received pre-approval for. Seems very specific to state that they can investigate your credit report.
You know what I just noticed?
It doesn't ask for my income, it just wants my birthday and last 4 of social.
The top of the form says
"Total Rewards® VISA® Card Acceptance Form
Simply complete the acceptance form below and begin shopping today!"
It doesn't say application until further down
"Content Information and Rules
Comenity Bank issues the Total Rewards Visa Card pursuant to a license from Visa U.S.A Inc. If you wish to proceeed with this online application, you will be providing your personal information to Comenity Bank."
Then finally at the bottom next to the check box it says.
"By checking this box I agree to the Terms and Conditions, acknowledge receipt of the Privacy Notice and consent to electronically submit my Pre-Approved application for the Total Rewards Visa Card."
I wonder if this will take me to another page for more info? Or will it automatically submit the application and reply with a approved/declined/7-10 day response.
@Anonymous wrote:
BigBS from my understanding it usually turns into an HP upon approval. EQ IIRC. Not everyone gets a HP though, some have been approved with just a SP.
Thanks, Kate. Did yours ever complete the process and did you get HP?