I got 2 cards from them when I first started my journey to fixing my finances. I am planning on paying those Pig
Off first and canceling them. I know in the short term it will hurt my credit but it's only 600. Plus the fact I don't like is no matter the balance the minimum payment will never go below $41. I think this is the right thing to do.
Sound like a good plan. Side Note: Not trying to be rude or anything... Garden for a little while and stop acquiring fee harvester cards. Its the cost you pay to build credit in annual fees which can end up being expensive. Not to mention the APR if you carry balances.
@Fester82 wrote:I got 2 cards from them when I first started my journey to fixing my finances. I am planning on paying those Pig
Off first and canceling them. I know in the short term it will hurt my credit but it's only 600. Plus the fact I don't like is no matter the balance the minimum payment will never go below $41. I think this is the right thing to do.
Total Visa is issued by "Bank of Missouri" or should I say "Misery"
I would close them ASAP.
Glad I'm starting to learn more. Thank you, these 2 cards will be on my pay off and cancel list.
@M_Smart007 wrote:
@Fester82 wrote:I got 2 cards from them when I first started my journey to fixing my finances. I am planning on paying those Pig
Off first and canceling them. I know in the short term it will hurt my credit but it's only 600. Plus the fact I don't like is no matter the balance the minimum payment will never go below $41. I think this is the right thing to do.
Total Visa is issued by "Bank of Missouri" or should I say "Misery"
I would close them ASAP.
Your not being rude. They did their job, got my score up enough to get better cards. Yes I joined the gardening club late last month. Thank you for your advice.
Amen to closing them. Not providing value and full of fees says it's a smart decison!
