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Tried a Cap1 CLI.................................................

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gettnthere
Established Contributor

Re: Tried a Cap1 CLI.................................................


@jsucool76 wrote:

@gettnthere wrote:

Dont know why that post went blank Smiley Surprised


I was going to quote it and say "I agree" since it was just a blank post but you can't quote a blank post Smiley Tongue

 

I actually got concerned when I first applied because I thought I misread it and it said $300, and it was after I called my mom excited that I got my first card and I was like "well this is going to be embarassing if it is only $300 Smiley Tongue

 

My mom was upset though, her response was "What!?!? they only gave me $500 when I applied for mine!" 


lol yea i didn't know if it showed up or not. i bet your mom couldnt belive they gave her younger son a 6x larger starting limit than her lol. you are one of very few i have heard of starting off with a limit lke that on their starter/rebuilder cards. it is an awesome CL to have with Cap1 though. im sure that in a couple of months they will CLI me to your limit Smiley Tongue



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 11 of 21
jsucool76
Super Contributor

Re: Tried a Cap1 CLI.................................................


@gettnthere wrote:

@jsucool76 wrote:

@gettnthere wrote:

Dont know why that post went blank Smiley Surprised


I was going to quote it and say "I agree" since it was just a blank post but you can't quote a blank post Smiley Tongue

 

I actually got concerned when I first applied because I thought I misread it and it said $300, and it was after I called my mom excited that I got my first card and I was like "well this is going to be embarassing if it is only $300 Smiley Tongue

 

My mom was upset though, her response was "What!?!? they only gave me $500 when I applied for mine!" 


lol yea i didn't know if it showed up or not. i bet your mom couldnt belive they gave her younger son a 6x larger starting limit than her lol. you are one of very few i have heard of starting off with a limit lke that on their starter/rebuilder cards. it is an awesome CL to have with Cap1 though. im sure that in a couple of months they will CLI me to your limit Smiley Tongue


Yeah! the best part is I don't even have a job, I'm in school like 7 hours a day, so I have no idea why they gave me that limit, but I'm not about to complain to them. They gave me a nice limit and have PCd me already Smiley Tongue so I'm about to change my facebook to reflect "In a relationship with: Capital One" 

Message 12 of 21
maiden_girl
Valued Contributor

Re: Tried a Cap1 CLI.................................................

LOL I always get the same excuse whenever I ask... "Your account is currently not eligible..." After asking for so many years...I decided to pay them off and cash in my rewards...Sorry capital one...they lost this customer to Discover.

As of 2017, rebuilding...
Message 13 of 21
Anonymous
Not applicable

Re: Tried a Cap1 CLI.................................................


@LS2982 wrote:

Denied. Smiley Very Happy

 

Can't wait to see the reason! Better be something other than the we don;t take customer initiated CLI's.


They are useless in proving cli. I applied this month get denied too Smiley Sad

Message 14 of 21
maiden_girl
Valued Contributor

Re: Tried a Cap1 CLI.................................................

I applied within their network for their cashback rewards card...I only had 2 CCs at the time and was denied...reason..not enough revolving credit. I already had a card with them and it wasn't a secured card. LOL.

As of 2017, rebuilding...
Message 15 of 21
CS800
Super Contributor

Re: Tried a Cap1 CLI.................................................


@maiden_girl wrote:

LOL I always get the same excuse whenever I ask... "Your account is currently not eligible..." After asking for so many years...I decided to pay them off and cash in my rewards...Sorry capital one...they lost this customer to Discover.


+ 1 same for me.

 

My account in perfect standing is not eligible and hasnt been for the last 4 years. If they would just waive my AF, I would keep them. My APR is awesome with them; in the mid 9's %

 

 

 




Message 16 of 21
youngandcreditwrthy
Senior Contributor

Re: Tried a Cap1 CLI.................................................

Eeekkk I have $1,300 with them, so I guess at least I don't have anything lower...still my lowest limit.. I even told them they're losing my business to Amex (my lovely Barclay's Trav Amex hehe) and they didn't seem to care. Capital One can s*** it. Haha I had another account w them for a year ..got 50$ in cashback and didn't pay a dime in interest and closed it since they never increased it.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 21
maiden_girl
Valued Contributor

Re: Tried a Cap1 CLI.................................................


@CS800 wrote:

@maiden_girl wrote:

LOL I always get the same excuse whenever I ask... "Your account is currently not eligible..." After asking for so many years...I decided to pay them off and cash in my rewards...Sorry capital one...they lost this customer to Discover.


+ 1 same for me.

 

My account in perfect standing is not eligible and hasnt been for the last 4 years. If they would just waive my AF, I would keep them. My APR is awesome with them; in the mid 9's %

 

 

 


OMG ahaha my account too! I've had it for two years in good standing and nothing.My apr is 24.9%. I've never even paid APR on my account b/c it's ridiculously high! The only thing cap one does for me is lower my APR...it was 19.9% for a year. Not a big difference. I would axe that card if it has a AF. Not worth it.

As of 2017, rebuilding...
Message 18 of 21
CS800
Super Contributor

Re: Tried a Cap1 CLI.................................................


@maiden_girl wrote:

@CS800 wrote:

@maiden_girl wrote:

LOL I always get the same excuse whenever I ask... "Your account is currently not eligible..." After asking for so many years...I decided to pay them off and cash in my rewards...Sorry capital one...they lost this customer to Discover.


+ 1 same for me.

 

My account in perfect standing is not eligible and hasnt been for the last 4 years. If they would just waive my AF, I would keep them. My APR is awesome with them; in the mid 9's %

 

 

 


OMG ahaha my account too! I've had it for two years in good standing and nothing.My apr is 24.9%. I've never even paid APR on my account b/c it's ridiculously high! The only thing cap one does for me is lower my APR...it was 19.9% for a year. Not a big difference. I would axe that card if it has a AF. Not worth it.


I'm waiting to hear from the exec office for a possible PC. Its been two weeks. See what they can do for me.

 




Message 19 of 21
shane82388
Established Contributor

Re: Tried a Cap1 CLI.................................................

If you really wanna stick it to them, in addition to not using the card, you should repeatedly make a new "customized image card" design and have them send u a new one as often as possible, haha.

Message 20 of 21
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