True Value - Comenity Recon INQ's?

[Creditaddict]

Well then... I got excited when I saw a poster get an instant approval for it with newer credit and much lower EX score then me and the fact that comenity was pulling EX for it instead of EQ so applied and DECLINED because of BK.

I guess Comenity just really isn't BK friendly at all when it comes to the Visa/MC/Discover Products

Oh well, should have stayed in the garden like my plans were

[baller4life]

App envy will get ya every time. When I get an itchy trigger finger, I stay far away from the Credit Card Approvals section!!

[Creditaddict]

so My BK is gone and called in and asked to have it reviewed again since it was declined for bk and that is not there... She put me on hold for a few minutes and comes back and says it doesn't look like it was denied for BK but for INQ's ("after 4, we consider it excessive") WHAT?!

I asked since I have a relationship with the bank, if INQ's was the only issue, that seems like a small issue that could be over looked?

She said she does not have any power to override the computer decline.

Now I have seen people get approvals after denials for INQ's, so anything I can do, a different number to call?

I called 855-871-9842

[Happychap]

Did you try the number I sent you to recon for virgin america card? I was denied just for inq and they approved me with no problem. I had 58 inq in two years so a little more than you😜

[Creditaddict]

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@Happychap wrote:
Did you try the number I sent you to recon for virgin america card? I was denied just for inq and they approved me with no problem. I had 58 inq in two years so a little more than you😜

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you still have that number? it needs to be added to backdoor thread sticky

[Happychap]

(800)303-1368. Good luck!

[diebadcredit6504]

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@Creditaddict wrote:

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@Happychap wrote:
Did you try the number I sent you to recon for virgin america card? I was denied just for inq and they approved me with no problem. I had 58 inq in two years so a little more than you😜

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you still have that number? it needs to be added to backdoor thread sticky

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You should of stayed in the GARDEN WORLD! I'm tempted but I try my best to look at the bigger picture. CC with larger limits.

[Anonymous]

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@Creditaddict wrote:

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@Happychap wrote:
Did you try the number I sent you to recon for virgin america card? I was denied just for inq and they approved me with no problem. I had 58 inq in two years so a little more than you😜

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you still have that number? it needs to be added to backdoor thread sticky

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Done

[Creditaddict]

Well I did get a $2800 line with Pottery off a 618 or something EQ so I thought for sure a 660+ EX would warrant a nice CL and worth leaving garden 2 months early!

[Happychap]

Did you call?