I got this credit card back in 2022 with $195 annual fee. Truist is now promoting this same product with a lower $95 AF and same 30000 bonus points after you spend $1,500 within 90 days, what is weird, creditors normally raise AF from time to time. https://www.truist.com/credit-cards/enjoy-beyond I called in and they confirmed to me the new fix $95 AF, not a glitch or temporary promotion. The only Truistnconvenience is that they're not able to update my current card agreement, so basically if I want the new lower AF I would have to close the current account and open a new one. --> If any of you have this card, please let me know if you find a way to get the lowered AF updated in your card agreement and how you were able to <-- With this new AF confirmed at $95 then the effective AF in this card is -$5 considering the annual $100 experience statement credit that includes Travel/Cable/Internet/Streaming/Ridesharing/Ticket agencies. Why not??
