Wow...I am very sorry to hear that, Credit Unions are normally good about giving secured cc and loans.
My cc didn't even run my credit for my secured card and loan I took out last month. We are with BNSF CU.
I also opened a BofA secured card, which I am pleased with thus far.
I have many baddies ... MANY MANY baddies
Good Luck

9/1/2012 ...DRUMROLL .... EQ .. 776!!
I'm FINALLY a homeowner .. 10/24/12!!!!
My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)