Two Capital One & Orchard Bank

[ihatemyscore]

So, what is going to happen if I have a secured capital one card and a cash rewards for average credit card. I have a orchard bank that is currently on it way to converting to a capital one card. Should I close my secured before the orchard switches over? The orchard is my longest account an I don't want to risk it being closed.

[Anonymous]

I say you consider keeping both open. How long is the history on the secured card?

[Simply827]

Where did you hear that Orchard is converting to Cap One? I know they were taken over by Cap One, but AFAIK it will remain an OB card.

[Anonymous]

Nope. Capital One plans to send out new cards in the Spring to replace the Orchard Bank cards. It is on their website under FAQs.

[Simply827]

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@Anonymous wrote:
Nope. Capital One plans to send out new cards in the Spring to replace the Orchard Bank cards. It is on their website under FAQs.

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But will they actually be Cap One branded? They took over another one of my HSBC cards and I got a new card with a C1 logo in the corner, but it's still my old card.

Maybe I'm looking at the wrong FAQs. The one I see didn't mention anything about new cards being sent out.

[ihatemyscore]

Capital one sent me a email stating there in the process of moving my account over to capital one, but for now to keep using my card and paying the bill etc.

I opened OB in may 12, and capital one in july 12.