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U.S. Bank - use it or lose it email

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pizza1
Community Leader
Super Contributor

U.S. Bank - use it or lose it email

So today I received an email from USB on my Plat Visa, basically letting me know I havent used the card in awhile, and to use it...or lose it, LOL. Im usually pretty good at keeping up with my cards, and which ones I haven't used in a long time. So, I quickly logged into my accounts to see how long it had been.  Last used was 11/10/21...so about 8 months ago.  

 

I quickly made a small purchase on the card,  one that I would have had to do anyways, and that should hopefully keep them happy for a few months, lol. The CL is only $2K.  I have 2 other cards with them, the Cash+ at $15K, and Business MC at $12K, which gets heavy use. I also have a business checking  which also sees frequent deposits monthly.  I wish I could allocate the 2K over to my Cash + Smiley Sad 

 

At least they sent a "reminder" email, which was nice of themSmiley Happy

 

IMG_9143.JPG

Message 1 of 5
4 REPLIES 4
purebulldogs
Contributor

Re: U.S. Bank - use it or lose it email

Over the years us bank has been good to me. I currently have a us bank/elan card and they have been great so far. When I first got the card I called about a credit limit increase and they gave me one. 

 

They seem good with advance warning of potential changes also. 

 

Us bank/elan  has definitely become my daily driver. Even above my amex (which I like also). 

 

Message 2 of 5
creditfan
Established Contributor

Re: U.S. Bank - use it or lose it email

I got it all my US cash+ cards

Message 3 of 5
tussking
Established Contributor

Re: U.S. Bank - use it or lose it email

Hola Pizza! How are you? We've missed your posts. Any new cards?

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 4 of 5
UncleB
Credit Mentor

Re: U.S. Bank - use it or lose it email


@pizza1 wrote:

So today I received an email from USB on my Plat Visa, basically letting me know I havent used the card in awhile, and to use it...or lose it, LOL. Im usually pretty good at keeping up with my cards, and which ones I haven't used in a long time. So, I quickly logged into my accounts to see how long it had been.  Last used was 11/10/21...so about 8 months ago.  

 

I quickly made a small purchase on the card,  one that I would have had to do anyways, and that should hopefully keep them happy for a few months, lol. The CL is only $2K.  I have 2 other cards with them, the Cash+ at $15K, and Business MC at $12K, which gets heavy use. I also have a business checking  which also sees frequent deposits monthly.  I wish I could allocate the 2K over to my Cash + Smiley Sad 

 

At least they sent a "reminder" email, which was nice of themSmiley Happy

 

IMG_9143.JPG


Although eight months isn't all that long, at least they did send a reminder! Smiley Happy

 

Slightly off-topic, did you ever think of doing a PC to another Cash+?  That might make it more valuable (it would for me, ha).

Message 5 of 5
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