UPDATE!! DCU SUCCESS

[MountainHiker]

Thank you to everyone that contributed advice for best credit union to go after. After carefull consideration and several questions put to the credit reps at different CUs, I decided on DCU.Very nice service it would appear and a nice cash back visa reward card with decent interest rate 11%. They also offered to refinance my car lease which I will not take them up on. My starting limit is $3K. Thank you again everyone!!

How often does DCU give CLI's? When is the best time to ask for a CLI?

[KausticRage]

Congrats!  I too just got approved today and was wondering the same thing about CLI love.  Hopefully they are as nice about CLI as GE

[TNTransplant]

Congrats on your approval!  

I just got in with them in August, and I love them so far (the free monthly EQ Fico is a huge bonus, too).

Don't quote me, but I think I've read on here that you can ask for a CLI every 6 months, but it's an HP.  (again, just trying to recall from memory, and that's not good so I'm very likely wrong)

[MountainHiker]

---

@TNTransplant wrote:

Congrats on your approval!  

I just got in with them in August, and I love them so far (the free monthly EQ Fico is a huge bonus, too).

Don't quote me, but I think I've read on here that you can ask for a CLI every 6 months, but it's an HP.  (again, just trying to recall from memory, and that's not good so I'm very likely wrong)

---

They seem to offer a good mix of services.I wonder if they give rewards on gas as well as travel expense ie airline tickets?

[TNTransplant]

---

@MountainHiker wrote:

---

@TNTransplant wrote:

Congrats on your approval!  

I just got in with them in August, and I love them so far (the free monthly EQ Fico is a huge bonus, too).

Don't quote me, but I think I've read on here that you can ask for a CLI every 6 months, but it's an HP.  (again, just trying to recall from memory, and that's not good so I'm very likely wrong)

---

They seem to offer a good mix of services.I wonder if they give rewards on gas as well as travel expense ie airline tickets?

---

I'm honestly not sure, and would have to check their site to maybe find out.  I didn't go for the rewards card; I have some of those, so I applied for the Visa Platinum with the lower interest rate in case I needed to carry a balance in an emergency. 

[Anonymous]

I just got approved for their checking and savings on the 27th, and applied/approved for their CC on the 28th. I'm still waiting to get my member number and CC by mail. I only got $1,500 CL due to income and limited credit history (5 months with Capital One Secured). I'm still happy they gave me my first unsecured CC without a toy limit.

[Epcot]

Congrats on your approval. Great interest rate too!

[kimmiller112]

I'm in the process of opening up bank accounts with them (had to send them a copy of my driver's license and social security card yesterday).  Today, I thought I would try for their credit card.  Approved for $7500 which is my highest limit but I have to submit a recent paystub and they are supposed to contact me on how to do it.  Congrats to all of us!

[Anonymous]

---

@kimmiller112 wrote:

I'm in the process of opening up bank accounts with them (had to send them a copy of my driver's license and social security card yesterday).  Today, I thought I would try for their credit card.  Approved for $7500 which is my highest limit but I have to submit a recent paystub and they are supposed to contact me on how to do it.  Congrats to all of us!

---

I was approved for 2k on the phone, but later got an email stating they can only give me $1,500 after recieving my paystub. 

[kimmiller112]

I was worried about ending up with a lower CL after reading some of the comments, but I got an email today stating that it would be a $7500 CL but I needed to send my most recent paystub.  I sent that this afternoon and got a response back very quickly that I have definitely been approved with a $7500 CL but that they won't send it until I get my member number which is still in the works.  By the end of the week, I should have that and they will send my card.