UPDATED TRANS REPORT!

[Anonymous]

got transunion to removed all the inqs that were unauthorized by me.. someone applied for tmobile 8 times in the same week? but anyways I have 6 hard inqs now. nothing negative. + 4 lines of credit ($450, 500, 250, 300) most of my credit is used up, capital one I went over the limit by $8 (I know badddd) but are there any friendly cards that pull trans only???????? my REAL score is 595........... can anyone suggest a card? thanks!

[Creditaddict]

Not with a 595... I'm sure you have all the sub prime banks already based on the CL's im seeing.

Pay all your debt off and then get a score and see if it would get you over a 650ish, then possibly Barclay or citi forward.

[llecs]

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@Creditaddict wrote:

Not with a 595... I'm sure you have all the sub prime banks already based on the CL's im seeing.

Pay all your debt off and then get a score and see if it would get you over a 650ish, then possibly Barclay or citi forward.

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+1 I bet if you PIF all of your CCs and leave a single-digit balance on one of your 4 CCs with $0 balances on the others, then you'll hit close to, if not past 700.

[Anonymous]

thankssssss