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UR Mall clarification

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Jaylima91
Established Contributor

UR Mall clarification

Let me understand this. Pretty ignorant, I know. Let's say I shop at the Microsoft Store through UR portal which earns 4x/1$ spent. Is that in addition to the 1pp$ you earn on uncategorized purchases? So a total of 5x/$?

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: UR Mall clarification


@Jaylima91 wrote:

Let me understand this. Pretty ignorant, I know. Let's say I shop at the Microsoft Store through UR portal which earns 4x/1$ spent. Is that in addition to the 1pp$ you earn on uncategorized purchases? So a total of 5x/$?


Not quite.  It's 4X1, so you get a total of 4 pts/$1,.  It's not 4X plus 1

Message 2 of 11
dwz55
Regular Contributor

Re: UR Mall clarification

Yes you get 4 points on the subtotal before taxes and you get 1 point for the entire amount so 5x points.

TU 780 April 2014
EQ 797 May 2014
EX 786 May 2014
Message 3 of 11
Jaylima91
Established Contributor

Re: UR Mall clarification

Yes or no? Smiley Indifferent

Message 4 of 11
DeeBee78
Valued Contributor

Re: UR Mall clarification

It depends on the verbage. If it says "extra" cashback, that's in addition to the standard 1% on uncategorized purchases. If it doesn't say extra, then it's total. 

 

Edit: Just checked the portal. Looks like all the stores say "extra" so it should be in addition to the standard 1%.




Message 5 of 11
ksantangelo23
Frequent Contributor

Re: UR Mall clarification

It will be however many points on top of what bonus you'd get without it.

 

Microsoft = 4% UR Bonus + 1% Everywhere = 5% Back

 

For Freedom Quarter:

Overstock = 3% UR Bonus + 4% Quarterly bonus + 1% Everywhere = 8% Back

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 6 of 11
ksantangelo23
Frequent Contributor

Re: UR Mall clarification


@Jaylima91 wrote:

Yes or no? Smiley Indifferent


Yes

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 7 of 11
Anonymous
Not applicable

Re: UR Mall clarification

Yeah, I was wrong.  In this case it is an extra 4 pts for a total of 5 pts

Message 8 of 11
Jaylima91
Established Contributor

Re: UR Mall clarification

Thank you for the clarification!
Message 9 of 11
Anonymous
Not applicable

Re: UR Mall clarification

Looking at 

 

http://www.cashbackmonitor.com/Cashback-Comparison/?search-store=microsoft

 

depends on your valuation of URs.   So BeFrugal offers 7% + whatever your credit card gives you, TopcashBack gives 12% + cc rewards on non-game software etc...

Message 10 of 11
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