UR or cash back?

[Anonymous]

I really want to get the Ink Plus even just for my phone bills... I pay around 600 per month for a family plan on verizon, so it would be great if I can get the Ink Plus. Or using it to buy gift cards (amazon, gas) at staples is also a great idea. I tried to app for it last year but got denied. My only denial in the past 2 years. Probably because it is a biz card...

[Anonymous]

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@Anonymous wrote:
I feel like the Ink Plus is a better earner if you can explore this option. Especially if they sell the GC of your choice at office supply stores. I dont mean V/MC GC either.

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I think there are two ~equivalent combinations, both more or less optimal for the non-MSer. 

1) Freedom + CSP + Ink Cash

2) Freedom + No AF Sapphire + Ink Plus 

Either way, you should only pay one AF not more. #1 only gives you 25k instead of 50k of 5x at Office Supply stores, but for regular spend that should be plenty. 

[Anonymous]

@NH, Do it!

3,000 UR monthly for doing nothing but switching your billing over.

[Imperfectfuture]

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@Anonymous wrote:

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@Anonymous wrote:
I feel like the Ink Plus is a better earner if you can explore this option. Especially if they sell the GC of your choice at office supply stores. I dont mean V/MC GC either.

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I think there are two ~equivalent combinations, both more or less optimal for the non-MSer. 

1) Freedom + CSP + Ink Cash

2) Freedom + No AF Sapphire + Ink Plus 

Either way, you should only pay one AF not more. #1 only gives you 25k instead of 50k of 5x at Office Supply stores, but for regular spend that should be plenty. 

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Especially if you have SimplyCash (in addition to ink cash).  Get 3% on dining when Freedom not on.