US Bank CLI?

[CreditExpressNJ]

What CB do they pull for CLI's i'm interested in getting one in the current months to come. I know YMMV but just need the FYI

[Creditaddict]

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@shaun2009 wrote:

What CB do they pull for CLI's i'm interested in getting one in the current months to come. I know YMMV but just need the FYI

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You use to be able to ask for a sp cli with USBank... otherwise believe they are EQ.

[CreditExpressNJ]

do you still think its worth a try to go for soft pull if so how would you do call the CSR number or the backdoor number?

[Creditaddict]

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@shaun2009 wrote:
do you still think its worth a try to go for soft pull if so how would you do call the CSR number or the backdoor number?

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I don't know when it's ever bad to see if SP CLI are available and I would just call the number on the back of your card.

[Meltdownblitz]

I don't remmeber exactly how I did my increases, but for me I believe they have pulled all 3 bureaus one time or another. I would go with the CSR number and initate a CLI and they should transfer you to an analyst. Good luck.

[CreditExpressNJ]

Thanks for the feedback guys i did indeed call the number on the card i had the card for about 4 months they said its 6 months for a CLI but 4 month for PC so yea lol ... go figure how is it easier to request a PC but gotta wait longer to try for a CLI

[Meltdownblitz]

Thats correct, I didn't realize you haven't had it for 6 months. Usage and PIF should get you that CLI in 6 months. Patience is key.

[CreditExpressNJ]

Yea it so hard lolz.... I just want to get my wish cards lol all i want is Discover IT , Amex BCE, Sallie Mae, CapitalOne Quicksilver, and Cash+

[dollar_bill]

If your six month mark falls before Nov 30th they have a button when you login to your back that says increase your credit lines... I did it  after I called to make sure it was a soft pull, and it was a soft pull. They increased my card from 3k (would never raise for the past 4 years) and suddenly they up me to 7k.

EDIT - Sorry just noticed your at the 4 month mark. Oh well.

[FinStar]

The majority of customer-initiated CLI requests are HP for US Bank.  Unless, your card is elegible for the CLI via SP, it will tell you before completing the request.