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US Bank: Is monthly checking account fee waived if I have a co-branded card?

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TyrannicalDuncery
Regular Contributor

US Bank: Is monthly checking account fee waived if I have a co-branded card?

I have a checking account with US Bank, I think it is a Smartly checking account.
 
According to the above link, my monthly maintenance fee will be waived if I have an "eligible U.S. Bank credit card." Would one of the co-branded grocery store cards count?
 
The following language appears here (thanks @GZG):
      "Qualifying accounts include consumer U.S. Bank open and activated credit cards in good standing."
 
I'm going to ask US Bank also, but they have made some minor goofs in the past when I've asked for nitpicky information like this. No big deal, but I'd like a second opinion.
 
(If you want to know how I got into this situation, happy to explain myself.)
Message 1 of 22
21 REPLIES 21
GZG
Senior Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?


@TyrannicalDuncery wrote:
Qualifying accounts include consumer U.S. Bank open and activated credit cards in good standing.

it seems like they would count, but I can't confirm either way

 

https://www.usbank.com/dam/documents/pdf/deposits/consumer-pricing-information/deposit-products.pdf 

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 2 of 22
DatBoiQuick
Regular Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?

I dont see why not its still considered a US Bank card.

Personal Cards:


Business Cards:
Message 3 of 22
TyrannicalDuncery
Regular Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?

@DatBoiQuick Ya I guess you're right. I was just worried about that sneaky word "eligible"....

Message 4 of 22
DatBoiQuick
Regular Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?

@TyrannicalDunceryDefinitely a vaild concern, I would call and ask. Keep me posted i'd like to know what they say.

Personal Cards:


Business Cards:
Message 5 of 22
TyrannicalDuncery
Regular Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?

For sure!! I will let you know @DatBoiQuick. I bet your original point is right though.

Message 6 of 22
Anonymous
Not applicable

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?


@TyrannicalDuncery wrote:

@DatBoiQuick Ya I guess you're right. I was just worried about that sneaky word "eligible"....


"Oh, I am so sorry, eligible cards are those that have a 2, a 7 and a 3, in the fourth, eighth and tenth digits respectively"

 

I think you would have to communicate with US Bank through the website so if you are told "yes" you have some pushback if the real answer is "no"

 

I know my credit cards get the monthly fee refunded but they are all core US Bank

Message 7 of 22
TyrannicalDuncery
Regular Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?

Lol @Anonymous you know exactly what I'm imagining.

Message 8 of 22
House1204
Regular Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?

I have a 300 limit US Bank secured card that I keep just to get the fee waived. I am not sure if it applies to co-branded cards.








Message 9 of 22
TyrannicalDuncery
Regular Contributor

Re: US Bank: Is monthly checking account fee waived if I have a co-branded card?

I talked to someone on the phone today, they tried really hard to figure it out but still weren't sure. Their gut was that it wouldn't work.
Message 10 of 22
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