Note: On OnePay, you have to have Walmart+ ($98/year) to get the additional 2% compare to baseline 3% card.
If one needs to get subscription/membership, one needs to keep membership cost benefits separate from CC or debit card rewards. I consider my four memberships by themselves
- Costco is for primary discounted gas and access to some warehouse discount items.
- Sams Club discounted membership is for primary discounted gas discount and special discounted items.
- Walmart+ discounted membership (see AARP membership discount which is better than student limited features discount) for 10 cents/gallon gas discount on most of time lowest price gas, free Paramount+ subscription and free same day shipping after 3 hours.
- Target 360 Circle (free offer from my organic spend during household goods sale) for Target free shipping and no fee on area stores delivery via Shipt. My supermarket charges additional fee per item and delivery fee. I currently have free shipping but I cannot use the supermarket digital coupons when using Shipt.
I use CCC via drugstore category to get Walmart gift cards at Walgreens to use them at Walmart and Sams Club and their gas stations. I have them in Walmart or Sams Club Wallet. I also get bank offers or my rotating category CCs rewards which include Walmart or discounts stores.
I am interested US Bank Shopper card for 1st year for
- 6%/$1,500/quarter for Apple and Walmart
- 3%/$1,500/quarter for wholesale club or utilities
- 1.5% on everything else
I would PC to US Bank Cash+ to complement my other Cash+/ELAN Max Rewards category CCs for "department stores (eBay) and "electronic stores" (Apple).
