US Bank altitiude Go Visa rewards points given when purchase something don't see it on dashboard

[Anonymous]

Hi Everyone,

I have purchase 11 items on my credit card and it is new.  I already paid off the items.  I did click on the Reddem for 500 points for if you buy something and it tells you do you wan to use your points to cover the purchase and when I click that I have 500 points loaded on my acccount.  My othe question is since I paid off my 11 itmes on my credit how come I don't see  my points added and it is still 500 points.  So does it add the points when the statment closed and then you see the points added to your credit card? I am new to US Bank credit card.  All my other credit card Discover card, Capital One, and TD bank after when I purchase and pay I do see my rewards add up but with US Bank Altitiude Go it still stays the same the 500 points and it did not increase.

[Trini88]

I don't have us bank but Amex seems to do the same. It's been telling me $22 for almost a month now but I do notice when the statement closes that's when I get credited. Maybe US Bank is the same.

[TampaBAY86]

Yes, US Bank, like Amex and Chase, add rewards to the account after statement closing.

[Anonymous]

Thank you. 

[Anonymous]

Ahhh I see. I didn't know that. I don't have Amex or Chas either. OK so it's like they want to "surprise" us when it's closed. It's like saying Look see you earned but we don't tell you and you wait to till it closes so we can surprise you and it's like magic suddenly you get all theses points which of course it's not magic as anyone knows. Thank you for everyone's help. I really appreciate it. Have a happy holiday and be safe.

[xenon3030]

What is the best way to redeem US Bank Altitude Go Visa points?

[Anonymous]

Good question. I don't have a checking account with USBANK then I would be as a credit statement. If 90 days you don't use it USBANK will send you a check. I would wait for the check to come. You can use it for merchandise. I would perfer cash back.

[xenon3030]

In several rewards cards, using the points for cashback results the worst rate (1:1). I saw in the USBank portal that it is feasible to purchase some GCs like Macy's with 10% discount. If you shop there, it can be a better way instead of cashing the points. Anyway, the other portals like Amex provide much better rates for the GCs (~1.5). 

I have two Altitude cards (Go/Connect) and their points are merged. I am looking for the best redemption rates either as GC, dining or travel.

[Anonymous]

Hmm for dinning I have TD Bank Cash rewards and dinner and take out and delivery is 3x points 2x groceries and others 1x No annual fee BUT Forigen Transaction Fee 3% (the reason why I switched). Capital One Savor Rewards 4x dinning entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats,  **Annual Fee $95** Capital one Savor ONE Rewards 3% cash back on dining, entertainment, popular streaming services and at grocery stores, plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats. NO Annual Fee and NO Forigen Tranaction Fee.  Both Cap One cards needs Excellent Credit.  The other Discover Gas and Restaurant Credit Card 2%.  There might be some others but I don't know becuase I don't have other credit cards except what just mentioned above.