US Bank credit limit increase web site

[zyzzus]

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@dodgerslv wrote:

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@zyzzus wrote:

SUPER tempted to try this but REALLY don't want the HP.  I'll wait for a few more updates before I decide to pull the trigger.

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how long have you had the card zyzzus? and how much are you requesting if you dont mind me asking?

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Opened in Nov of 12.  Its sitting at 3000.... Ideally I would reuqest 2000 to get the 5K limit and ultimately try to PC to Cash+.... I just got a letter from when I tried to use this in april when I had TU frozen... I was denied because of the fact I didn't have 6 mo/ of history... It looks like they used a SP from Feb. for the request.... I THINK i asked for 2K at that time as well... fak im itchy

[dodgerslv]

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@BearsAndTurtlesRtheBest wrote:

Yep you can always PC with a great history. Good luck.

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thanks...i tried calling them a day after i got approved to see if they could reconsider my approval to the signature travel rewards but they told me since i had applied at a branch i would have to go back and tell them that and i would have to apply for the travel rewards again ask the teller to call in and tell them it was reconsideration for the signature card that way i wouldnt get a second HP which kinda didnt make sense since when i first applied at the branch that is the card that the teller chose for me on my application. Just didnt want to mess with it so left it alone. I wouldnt have mind for them to pull another CR since those scores are better than my EX but only if i spoke to an analyst over the phone.

[dodgerslv]

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@zyzzus wrote:

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@dodgerslv wrote:

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@zyzzus wrote:

SUPER tempted to try this but REALLY don't want the HP.  I'll wait for a few more updates before I decide to pull the trigger.

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how long have you had the card zyzzus? and how much are you requesting if you dont mind me asking?

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Opened in Nov of 12.  Its sitting at 3000.... Ideally I would reuqest 2000 to get the 5K limit and ultimately try to PC to Cash+.... I just got a letter from when I tried to use this in april when I had TU frozen... I was denied because of the fact I didn't have 6 mo/ of history... It looks like they used a SP from Feb. for the request.... I THINK i asked for 2K at that time as well... fak im itchy

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so it looks like nobody will have success requesting one before 6 months then? Unless you call in and willing to take HP i guess.

[BearsAndTurtlesRtheBest]

Well at least you can PC without a HP that sounds pretty good.

[BearsAndTurtlesRtheBest]

It must be 6months then. Its all good time flys anyway.

[dodgerslv]

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@BearsAndTurtlesRtheBest wrote:

Well at least you can PC without a HP that sounds pretty good.

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yeah..well will just let the card grow. Heard US bank is generous when it comes to auto CLI and i read some posters have gotten one before 6 months, even after 2 months of account opening. My friend has one and has gone from 4K to 16K in one year! Hopefully i  can built a strong relationship with them. Have business account with them already.

[BearsAndTurtlesRtheBest]

Thats fantastic good job for your friend. I wouldnt worry as long as you keep baalnce low and make payments on time, they will notice the responsiblity. Again good luck and post it once you have a result, We'll be waiting.

[zyzzus]

I've filled out the CLI form three times  now and chickend out every time lol. 

[BearsAndTurtlesRtheBest]

HAHHA only you know

[Anonymous]

I think real YMMV.   I have had the Cash Plus card for 6 months, asked about auto-CLIs and they said they no longer do that, which we happen to know isn't true!  But I haven't been putting a large amount of money through the card ( < $1k per month) so my needs come way down their priority list....