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jsickz32
Valued Contributor

US Bank

Ive read that if you apply for the Cash+ and your not approved sometimes they offer you a diff card and after 6 months you can upgrade to the cash+ if your CL is 5k+. What card is that and how hard is it to be approved for that one?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 1 of 12
11 REPLIES 11
jsickz32
Valued Contributor

Re: US Bank

I cant seem to find the cash+ at USBANK site....they dont offer that card anymore?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 12
Anonymous
Not applicable

Re: US Bank

I just applied for the Cash+ card but got approved for the regular 1% cash card with a $4500 limit. At least I am in the door and hope in 6-12 months I can upgrade.

 

 

Message 3 of 12
jsickz32
Valued Contributor

Re: US Bank

I found it on google but now it says apply in branch only?

@creditabc12e
Whats the name of the card? Can you apply to that card from the site?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 12
Ron1
Super Contributor

Re: US Bank

The working link:

 

 

https://apply.usbank...URCE_CODE=13013

 

 

Ron.

Message 5 of 12
jsickz32
Valued Contributor

Re: US Bank

@ron1
Thanks man! Also how easy is it to be approved for the 1% rewards card if not approved for the cash plus? All 3 of my scores are between 690 and 696. Aaoa is 1 year. No baddies or late payments with longest account at 5.9 years.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 6 of 12
jsickz32
Valued Contributor

Re: US Bank

Also 14 of 17 new accounts are turning 6 months old this month.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 7 of 12
SubseaEngineer
Valued Member

Re: US Bank

Jsick, I applied with scores like yours (plus a year of payments on my mortgage, very low utilization, and 50% through an auto loan, only late payments I have ever had are 3 30 day lates when I moved.

 

I got the regular 1% Cash Visa.

 

I just called last friday and they are investigating upgrading me to Cash+ Signature.  CSR Supervisor I spoke to was VERY confident that I would get approved.

Message 8 of 12
w20031424
Frequent Contributor

Re: US Bank


@jsickz32 wrote:
Also 14 of 17 new accounts are turning 6 months old this month.

You shouldn't have any problem. Just apply for them after the 6 month mark.  You should get approved with around $2K limit according to your profile.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Message 9 of 12
longtimelurker
Epic Contributor

Re: US Bank

The question was from Dec 2012, so JSickz32 may have already applied!

Message 10 of 12
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