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USAA Amex CLI

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p-
Valued Contributor

USAA Amex CLI

Emailed USAA yesterday to request a CLI from 3k to 10k.  Hard pull of Eq required, but it showed them:

 

EQ: Plus score 709, 4 Inq, AAOA 4 yrs, oldest 8.5 yrs, CC Utilization 13%, negatives 1 - 30 days late on 1 account in  2007.  1 Mortgage, open, 5 installment accounts, 1 open, 4 paid.  9 revolvers, 7 open, 2 paid.  No collections.

 

Received an email from USAA this morning, increase approved, see your account - Looks like they raised me from 3k to 6k.  My highest line to date.  Sweet.

 

I've had the card for a little over 6 months, used it regularly every month but not as my primary spending card, and never showed a balance over 1,000.  Statement and actual balance was 0 at time of request.

 

Hope this info helps anyone else looking for a CLI.  Bummer they require a HP, but it's EQ unlike most other cards.

Message 1 of 17
16 REPLIES 16
Guava
Established Contributor

Re: USAA Amex CLI

Congrats! although it's not what you wanted but double what you have is not bad!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 2 of 17
Anonymous
Not applicable

Re: USAA Amex CLI

Bummer on the HP, but as Guava has said, double your CL is not bad.

 

Congratulations.

Message 3 of 17
CS800
Super Contributor

Re: USAA Amex CLI


@p- wrote:

Emailed USAA yesterday to request a CLI from 3k to 10k.  Hard pull of Eq required, but it showed them:

 

EQ: Plus score 709, 4 Inq, AAOA 4 yrs, oldest 8.5 yrs, CC Utilization 13%, negatives 1 - 30 days late on 1 account in  2007.  1 Mortgage, open, 5 installment accounts, 1 open, 4 paid.  9 revolvers, 7 open, 2 paid.  No collections.

 

Received an email from USAA this morning, increase approved, see your account - Looks like they raised me from 3k to 6k.  My highest line to date.  Sweet.

 

I've had the card for a little over 6 months, used it regularly every month but not as my primary spending card, and never showed a balance over 1,000.  Statement and actual balance was 0 at time of request.

 

Hope this info helps anyone else looking for a CLI.  Bummer they require a HP, but it's EQ unlike most other cards.


Nice double CL !!




Message 4 of 17
p-
Valued Contributor

Re: USAA Amex CLI

Thanks...

Message 5 of 17
JusdoNit
Established Contributor

Re: USAA Amex CLI

Very Nice!  Enjoy.


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 6 of 17
p-
Valued Contributor

Re: USAA Amex CLI


@JusdoNit wrote:

Very Nice!  Enjoy.


Thanks - it's getting there.  I was hoping to break the 10k line on this one, but I'll be ok.  I never come close to the limit anyway.

Message 7 of 17
RockinRay
Valued Contributor

Re: USAA Amex CLI


@p- wrote:

@JusdoNit wrote:

Very Nice!  Enjoy.


Thanks - it's getting there.  I was hoping to break the 10k line on this one, but I'll be ok.  I never come close to the limit anyway.


-p, Congrats!

 

Next CLI will get you where you want to be...

Ray

** Every Card has a Job, and Every Card does its Job **
Message 8 of 17
learnin113
Established Contributor

Re: USAA Amex CLI

This is a card I would like to have.

Message 9 of 17
p-
Valued Contributor

Re: USAA Amex CLI


@learnin113 wrote:

This is a card I would like to have.


Thanks RR...

 

Learnin- If you are a USAA member, keep an eye on the My Offers tab.  From what I've been told it is pretty much guaranteed approval if they offer it to you.  I was declined when I apped on my own, but a few months later found it on my offers tab and it was approved for 3k.  My next highest CL at the time was 570, but having this card at 3k opened up doors for me at "real" banks.

Message 10 of 17
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