I 've got two cards from USAA. A MC Plat Cash Rewards and a AMEX Cash Rewards. Both have a CL of 15000k. Recieved them about three weeks ago.
I called to see if I could combine the cards and was told that I could either cancel one entirely and lose it, or if I wanted to combine them ,I would have to leave a balance of at least $500 on one card.
I thought about it for a few seconds and had them make the AMEX a 29500cl card and reduced the MC to 500cl.
Got to say, NFCU just gave me a 25000cl rewards card and I just had USAA up the ante.
I'll just go for a soft CLI on the MC in a couple of months. We'll use it as our food shopping card weekly and pay it off every week so it sees some heavy use. That should give them a reason to increase on card activity alone if possible instead of a soft inq.
Jax
Jax
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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
