USAA Transfer Balance link on bill pay

Anonymous · ‎08-06-2010

Hi,

I have a USAA checking, savings and car and home insurance. I noticed today that when I go into bill pay and click on a credit card accout that a new link to "transfer balance to USAA card" has suddenly appeared. I clicked the link and since it don't have a credit card with them it tells me I can apply for one. Is this just a new link they added to everyone's account or could it be an "offer"?

Thanks everyone for your help!

Anonymous · ‎08-06-2010

It's been on mine since I opened the account (03/10) but I have a cc with them.

jackg · ‎08-06-2010

The same thing happened to me and my profile pretty well matches yours. I have my car & home insurance along with checking and savings with them. Lately they've been sending email offers to apply for their CC but I haven't pursued it at all.

FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739

Anonymous · ‎08-06-2010

@Anonymous wrote:
Hi,
I have a USAA checking, savings and car and home insurance. I noticed today that when I go into bill pay and click on a credit card accout that a new link to "transfer balance to USAA card" has suddenly appeared. I clicked the link and since it don't have a credit card with them it tells me I can apply for one. Is this just a new link they added to everyone's account or could it be an "offer"?
Thanks everyone for your help!

I've always had that option, but since the recent introduction of Web BillPay the link is just more obviously placed.

Anonymous · ‎08-10-2010

Thanks for the replies everyone!

Well, I decided to bite the bullet and guess what??? I got approved for $6k with a 14.9 apr! Not the best, but I sure am excited because this is my first card that's not subprime! I really, really, really, really (you get the point!) didn't think I would be approved! I am thrilled! It's taken me a long time to get to where I am and I have this great board to thank for it!

Great big THANKS to all!!!!!!!

haulingthescoreup · ‎08-11-2010

Congrats! And continue to treat them with exquisite care. USAA rewards long relationships.

They now have all of my non-credit financial business (banking, savings, Roth, insurance, 401K, etc.) They seem to go the extra mile to provide a good experience for their members.

(although a rewards card would be kinda cool!)

That's OK, I can get my CC rewards elsewhere.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007