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USAA changing eligibility requirements

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jackg
Established Contributor

USAA changing eligibility requirements

I just spoke with "Jen" @ cust. srvc. about eligibility requirements and she told me that before the end of 2009 they will open up membership to all past service members who served honorably. They may require DD214 as proof but it's not certain. We will be offered all their products including credit cards which include a co-branded AMEX. They do not pull your credit report when you apply for membership.
FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 1 of 34
33 REPLIES 33
MarineVietVet
Moderator Emeritus

Re: USAA changing eligibility requirements

Thanks for the info Jack. I haven't gotten a new CC in 5 years but it's good to keep options open. Smiley Happy

 

Semper Fi!!!

Message 2 of 34
Anonymous
Not applicable

Re: USAA changing eligibility requirements

The question with USAA is what kind of membership? The full one with the right to purchase insurance products or a more limited one?

 

This is of potential interest to me as my father is a twice discharged veteran (USN). If he becomes eligible for membership I may too.

Message 3 of 34
Underh20
Frequent Contributor

Re: USAA changing eligibility requirements


@Anonymous wrote:

The question with USAA is what kind of membership? The full one with the right to purchase insurance products or a more limited one?

 

This is of potential interest to me as my father is a twice discharged veteran (USN). If he becomes eligible for membership I may too.


 

You never know, but my guess would be full membership.  They've already pretty much opened their banking products to anybody, so unless they create a special hybrid category, you should be able to get full membership.
Message 4 of 34
Anonymous
Not applicable

Re: USAA changing eligibility requirements


@Underh20 wrote:

@Anonymous wrote:

The question with USAA is what kind of membership? The full one with the right to purchase insurance products or a more limited one?

 

This is of potential interest to me as my father is a twice discharged veteran (USN). If he becomes eligible for membership I may too.


 

You never know, but my guess would be full membership.  They've already pretty much opened their banking products to anybody, so unless they create a special hybrid category, you should be able to get full membership.

 

If and when that happens you will be able to hear my YIPPIE! wherever you are in the world!
Message 5 of 34
Underh20
Frequent Contributor

Re: USAA changing eligibility requirements


@Anonymous wrote:

@Underh20 wrote:

@Anonymous wrote:

The question with USAA is what kind of membership? The full one with the right to purchase insurance products or a more limited one?

 

This is of potential interest to me as my father is a twice discharged veteran (USN). If he becomes eligible for membership I may too.


 

You never know, but my guess would be full membership.  They've already pretty much opened their banking products to anybody, so unless they create a special hybrid category, you should be able to get full membership.

 

If and when that happens you will be able to hear my YIPPIE! wherever you are in the world!

 

Hope to hear it soon!  Smiley Happy

 

You'll like USAA. 

Message 6 of 34
Anonymous
Not applicable

Re: USAA changing eligibility requirements


@Underh20 wrote:

@Anonymous wrote:

@Underh20 wrote:

@Anonymous wrote:

The question with USAA is what kind of membership? The full one with the right to purchase insurance products or a more limited one?

 

This is of potential interest to me as my father is a twice discharged veteran (USN). If he becomes eligible for membership I may too.


 

You never know, but my guess would be full membership.  They've already pretty much opened their banking products to anybody, so unless they create a special hybrid category, you should be able to get full membership.

 

If and when that happens you will be able to hear my YIPPIE! wherever you are in the world!

 

Hope to hear it soon!  Smiley Happy

 

You'll like USAA. 


USAA and/or NFCU are all I need. I already have prime to prime+ credit and some nice CL's. I would be all set then. I am not app'ing for anything at the current time. It would be great if I am keeping my powder dry for a excellent reason (as well as building age)!

Message 7 of 34
Anonymous
Not applicable

Re: USAA changing eligibility requirements

I've been waiting for this . I have a savings and checking and currently working on my V A mortgage with them . Now I want all the little perks Smiley Very Happy
Message 8 of 34
jackg
Established Contributor

Re: USAA changing eligibility requirements

creditwherecreditisdue,

 

As I said in my original post, we will have access to ALL products they offer. Keep checking the web site to see the official announcement before the end of the year.

FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 9 of 34
Anonymous
Not applicable

Re: USAA changing eligibility requirements


@jackg wrote:

creditwherecreditisdue,

 

As I said in my original post, we will have access to ALL products they offer. Keep checking the web site to see the official announcement before the end of the year.


 

I am not so sure that I will. I think I will only have access to all products if my father (who is the twice discharged veteran) joins and becomes an insurance policy holder. That is based on my reading of the current membership reg's if minimally extended to allow him membership privileges. Whether he would be a policy holder or not does seem to make a difference.
Message 10 of 34
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