USAlliance: News?

[Anonymous]

So who knows what the nerfing plan is.  But when it happens, I won't be using it.   It's not just a 2% card, it's one with $25 increments and a FTF!

Fortunately, most recurring uses of mine are linked to Paypal Key, so I will just change which card that points to.

ETA:   I love "Notes of Interest".   Yes, you are nerfing, that's pretty interesting.

@Kforce , what does your statement show?  I think we were approved at the same time.

[JamP]

Maybe they are giving 3% for one year only.

I probably still would have applied anyways but I would have maxed my spend on this card instead of spreading it around like I did my Alliance 3% for the first year.

Looks like a sock drawer card from Feb on...  My Alliant 2% card gets my hulu subscription only....

But that's better than my AARP card which gets a .50 monthly Amazon charge.

Might be time to close some cards and sub par savings accounts...

Still waiting for the 3% MC Unicorn that's not geo restricted...

Thank you so much for bringing this to our attention... I did not look at my statement that close...

[Anonymous]

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@JamP wrote:

Maybe they are giving 3% for one year only.

I probably still would have applied anyways but I would have maxed my spend on this card instead of spreading it around like I did my Alliance 3% for the first year.

Looks like a sock drawer card from Feb on...  My Alliant 2% card gets my hulu subscription only....

But that's better than my AARP card which gets a .50 monthly Amazon charge.

Might be time to close some cards and sub par savings accounts...

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You still have AOD (for now), I never applied!   Of course, if AOD survives, it might be worth some federal agency (such as DEA!) looking into how....Laundering money via 3% rewards, nah, probably not.   But something LTL Bank needs to consider!

[JamP]

AOD is a better card from the get go anyways (if one does not care about rewards). Here is to hoping it lasts.

I need to figure out what the minimum I can leave in the savings to keep the card active or do I even need a savings account.

That crappy Note of Interest was not on my November statement btw... you would think they would send an email and not just have a tiny blurb at the bottom of the statement.

Maybe worth closing it and reapplying if even for a year of 3%...

[Kforce]

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@Anonymous wrote:

@Kforce , what does your statement show?  I think we were approved at the same time.

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I have hard copy statements, USPS (first week each month), should get it early next week.

Last statement has nothing.

Will report as soon as I get it.

If this is true I will probably close and move on.

[Anonymous]

I'm thinking about closing my USAlliance card and account once the 2% rewards kick in.   I already have the Citi Double Cash and the PPMC.  Both are better than the nerfed USAlliance in my opinion.  One fewer card to manage.  I'm planning on getting just above a multiple of $25 in rewards on the USAlliance as of my next statement. 

[batsy71]

Just checked my statement. I can confirm I have the same notice on my latest e-statement dated December 28th. This is heart breaking. Didn't even last an year...

Is the AOD still approving out-of-staters by their biking hobbies? Cos if hey are, I might jump in a few months 

[Anonymous]

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@Anonymous wrote:

I'm thinking about closing my USAlliance card and account once the 2% rewards kick in.   I already have the Citi Double Cash and the PPMC.  Both are better than the nerfed USAlliance in my opinion.  One fewer card to manage.  I'm planning on getting just above a multiple of $25 in rewards on the USAlliance as of my next statement. 

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Yes, if you don't need the credit line, PPMC is better in every way, and Double Cash also has some advantages over the $25 increments (higher FTF though).   The only worthwhile feature of the USAlliance card was the 3%

[kremonis]

I am thinking about applying for the Us Alliance CU 3% cash back card. Does anyone know if this credit card can be used to fund bank accounts without it being charged as a cash advanced? Will you earn cash back?

[AllZero]

I don't have an answer to your question. From reports, the 3% is being nerfed. I'll link the post if I find it.