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In my case, 4 inquiries for $700...I'm good with that. Specially because there were cards that I was eyeing for a while and my scores were good to get them. Also, because i have a long term plan for one of the accounts that will benefit me.
Hoo boy...
2017:
Cap1 QS $100/$500 (since been increased to $150/$500)
Amex BCE $100/$1K + 10% on $2K restaurant spend ($300 total)
Freedom $150/$500
CFU $150/$500
Citi TYP 50K/$4K
Chase IHG 100K/$2K
Barclay Wyndham 30K/$1K (45K/$2K shows up often)
Amex EDP 30K/$2K (haven't seen this offer lately)
Amex PRG 50K/$2K
Amex Green 25K/$1K
BoA Cash $150/$500
BoA Travel $200/$1K
Amex Hilton NAF 75K/$1K
Barclay CashForward $200/$1K
Amex Hilton Surpass 125K/$4K
Amex Delta Gold 60K/$3K
2018:
Amex ED 25K/$2K
Amex BCP $250/$1K (just started)
Might snatch that Amex ED 25K/$2K.
Was really trying to stay inquiry free for a year though. Not to mention let my 5 new accounts age. lol
@Anonymous wrote:Might snatch that Amex ED 25K/$2K.
Was really trying to stay inquiry free for a year though. Not to mention let my 5 new accounts age. lol
If you're already with AMEX, should be a SP (most times)...There should be some links out there for 30K/$2k/$95AF for the EDP + if you do 30 transactions, that's 50% more MRs.
@Anonymous if you just spend the $2k @ 1MR/$1(no groceries or gas) that's 2,000 MRs + 50%(1000) = 3,000
So 30,000(offer) + 2,000(spent) + 1,000(50% of 2,000) = 33,000 for $95, not bad IMO.
If you add groceries:
30,000@ bonus + $1,500 on spend @ 1MR/$1(1,500@) + $500 on groceries @ 3MRs/$1(1,500) + 50% benefit(1,500) = 34,500
If you add gas:
30,000@ bonus + $1,200 on spend @ 1MR/$1(1,200@) + $300 on gas @ 2MRs/$1(600@) + $500 on groceries @ 3MRs/$1(1,500) + 50% benefit(1,500) = 34,800
This year is much smaller since I am not apping.
Disco ----racked up $75 from the first quarter and will hit about $75 at the end of June. They gave me a year of 0% interest if I need to place a large purchase on here. $150. Will add this to the 128 we have left from 2017.
Lowes 5% cashback means from $1000 I spent in the last year is $50
Navy Fed More Rewards card DW and I(AU) are working on 25K points for $3000 spend.