Upgrade offer?

[Anonymous]

Hello all,

I just an email offer to upgrade my AMEX Blue Cash CC to Blue Cash Preferred, does anyone know if this is a hard pull on the credit report? When I click on the email link it takes me to Amex website with my invitation code and asks me to put in the last 4 of my social. It’s a good offer to me but I just don’t want another pull on my report. Also, I read the email and no where does it mention it’s going to run it, I just want to play it safe. I would post a screenshot of the email I got on her I just don’t know how to lol.
Thanks in advance

[Anonymous]

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@Anonymous wrote:
Hello all,

I just an email offer to upgrade my AMEX Blue Cash CC to Blue Cash Preferred, does anyone know if this is a hard pull on the credit report? When I click on the email link it takes me to Amex website with my invitation code and asks me to put in the last 4 of my social. It’s a good offer to me but I just don’t want another pull on my report. Also, I read the email and no where does it mention it’s going to run it, I just want to play it safe. I would post a screenshot of the email I got on her I just don’t know how to lol.
Thanks in advance

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Amex upgrade offers are based on their last soft pull of your credit report(s) so there's no hard pull to upgrade your account.

[Anonymous]

Thank you so much!

[Anonymous]

Before you take the offer, go to incognito mode and see what you can get in pre-qualified offers.

[Anonymous]

I’ve got pre qualified offers for multiple cards. Including all the charge ones, Everyday, Hilton, and Marriott. I already currently have BCE. Is there a better one I should be leaning more towards?

[Anonymous]

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@Anonymous wrote:
I’ve got pre qualified offers for multiple cards. Including all the charge ones, Everyday, Hilton, and Marriott. I already currently have BCE. Is there a better one I should be leaning more towards?

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Are they offering an incentive to upgrade?    Usually they have a SUB offer.   I just got the email one without, but I just downgraded

[Anonymous]

Not that I’m aware of? I don’t know how to check for that lol. I log into and see pre qualified offers and see that upgrade and when I click on a credit card It says I’m pre approved for most of them.

[Anonymous]

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@Anonymous wrote:
Not that I’m aware of? I don’t know how to check for that lol. I log into and see pre qualified offers and see that upgrade and when I click on a credit card It says I’m pre approved for most of them.

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@Anonymous wrote:
Not that I’m aware of? I don’t know how to check for that lol. I log into and see pre qualified offers and see that upgrade and when I click on a credit card It says I’m pre approved for most of them.

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The email would say something like "Get $250 back after spending $2000 in the first 90 days" or something.

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@Anonymous wrote:
Not that I’m aware of? I don’t know how to check for that lol. I log into and see pre qualified offers and see that upgrade and when I click on a credit card It says I’m pre approved for most of them.

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Check the "Amex Offers & Benefits" section of the website. It should be at the bottom of the home page once you signed in. I got an upgrade offer there for my Marriott (which I took), and now, I am seeing one for my Delta. It is almost always a soft-pull (and pre-approved — at least in my case).

[Anonymous]

This is all so helpful! Thank you all so much I greatly appreciate the help from all of you!