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Utilization Impact On Score - Minus 10 Points

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Anonymous
Not applicable

Utilization Impact On Score - Minus 10 Points

Just for the record, on my Best Buy Rewardzone Mastercard (which usually reports the balance on the final day of the month), I did not get the payment to them in time thus a balance of $1018 was reported.  The CL on the card is $1800.  This impacted my EQ credit score by 10 points: 728 to 718. 

 

This will correct itself at the end of this month, but just in case anyone wanted to know moving forward. Smiley Happy

Message 1 of 2
1 REPLY 1
Smug
Established Contributor

Re: Utilization Impact On Score - Minus 10 Points

Thanks for the info
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 2 of 2
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