Utilization Question

[jsmith12345]

In the following example, would both of these cards affect your FICO score in the same way?

Charged:  $2000  -  Credit Line - $4000

Charged:  $15000 - Credit Line - $30000

I realize for utilization it should affect it the same way, but wondering what else would be considered?  Does amount charged play a role as well?  Thanks for the help!

[fused]

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jsmith12345 wrote:

In the following example, would both of these cards affect your FICO score in the same way?

Charged:  $2000  -  Credit Line - $4000

Charged:  $15000 - Credit Line - $30000

I realize for utilization it should affect it the same way, but wondering what else would be considered?  Does amount charged play a role as well?  Thanks for the help!

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Yes! 50% util is 50% util. The dollar amounts don't matter just the util%.

[jsmith12345]

Excellent, thanks for the info!